4810 Stephens Rd, Gainesville, GA 30504 Property Records

Hall County property record for 4810 Stephens Rd, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,584 sqft · built 1969
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2023)
Tax Bill	$2,313 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-054-003-006`

Property Details

APN / Parcel Number

Primary APN	`08-054-003-006`
Alternative APN	`15247`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	7 Stories
Building Area	1,584 sqft Heated Area
1st Floor Area	1,584 sqft
Basement Area	575 sqft
Finished Basement	575 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	165 ft deep x 182 ft wide
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Porch	Slab
Porch Area	32 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15247
Street Address	4810 STEPHENS RD
City	GAINESVILLE
State	GA
Zip	30504-8251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HOLIDAY VILLA EST LT 2
Legal Subdivision	HOLIDAY VILLA EST
Legal Lot Number	2
Jurisdiction	HALL GA
Township / Civil Division	OAKWOOD
Census Block Group	2
Census Block	2006
Census Tract	1402

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4810 STEPHENS RD, GAINESVILLE, GA 30504-8251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage LANIER FEDERAL CREDIT UNION
Aug 3, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK AND TRUST
Oct 8, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMESTAR FIN'L
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit LANIER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Dec 8, 1998 · Amount on File
Deed Book / Page	9347 / 192
Prior Transfer Date	Nov 23, 1998
Prior Transfer Doc	3401000060
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4810 STEPHENS RD, GAINESVILLE, GA 30504-8251
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 STEPHENS RD, GAINESVILLE, GA 30504-8251

Mortgage

Document Number	0091930000000059
Date	Sep 6, 2022
Book Page	0000009193/0000000059

Lender

Name	LANIER FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

August 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Aug 3, 2023
Property Address	4810 STEPHENS RD, GAINESVILLE, GA 30504-8251
Document Number	0093470192
Book / Page	9347 / 192
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA
Investor	Possibly a Property Investor

Mortgage

Document Number	0009347195
Date	Aug 3, 2023
Instrument	9347/195

Lender

Name	FIRST AMERICAN BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4810 STEPHENS RD, GAINESVILLE, GA 30504-8251
Document Number	0086220281
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4810 STEPHENS RD GAINESVILLE GA 305048251, GAINESVILLE, GA 30504-8251

Mortgage

Document Number	0086220281
Date	Oct 20, 2020
Book Page	008622/000281

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4810 STEPHENS RD, GAINESVILLE, GA 30504-8251
Document Number	0081510338
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 STEPHENS RD GAINESVILLE GA 305048251, GAINESVILLE, GA 30504-8251

Mortgage

Document Number	0081510338
Date	Sep 17, 2018
Book Page	008151/000338

Lender

Name	LANIER FCU
Type	Credit Union
Address	OAKWOOD, GA 30566

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 16, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,313.00 (+2.8%) Homeowner's exemption	$176,360 (+0.96%) Land $26,880 Building $149,480	$440,900 (+0.96%) Land $67,200 Building $373,700
2025	$2,250.00 (-4.7%) Homeowner's exemption	$174,680 (+92.38%) Land $26,880 Building $147,800	$436,700 (+92.38%) Land $67,200 Building $369,500
2023	$2,361.00 (+4.42%) Homeowner's exemption	$90,800 (+9.13%) Land $17,560 Building $73,240	$227,000 (+9.13%) Land $43,900 Building $183,100
2022	$2,261.00 Homeowner's exemption	$83,200 Land $17,560 Building $65,640	$208,000 Land $43,900 Building $164,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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