4809 E Ridgewood Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 4809 E Ridgewood Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,438 sqft · built 1961
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Feb 2023)
Tax Bill	$5,165 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`014-30830-00`

Property Details

APN / Parcel Number

Primary APN	`014-30830-00`
Alternative APN	`53-01-43-083-000.000-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Basement Area	1,014 sqft
Finished Basement	907 sqft
Unfinished Basement	1,014 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	014-30830-00
Street Address	4809 E RIDGEWOOD DR
City	BLOOMINGTON
State	IN
Zip	47401-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E1/2 NE 1-8-1W .77A & 0.03A
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3005
Census Tract	904

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 8862, BLOOMINGTON, IN 47407-8862
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Feb 15, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Dec 9, 2016
Deed Document Number	202348332
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4809 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 E COMMODORE TRL, BLOOMINGTON, IN 47408-9100
Investor	Possibly a Property Investor

Mortgage

Document Number	2023010182
Date	Aug 25, 2023
Instrument	2023010182

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 15, 2038

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 15, 2023
Property Address	4809 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Document Number	2023001572
Instrument Date	Feb 14, 2023
Instrument	2023001572
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 E COMMADONE TRAIL, BLOOMINGTON, IN 47408

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,165.00 (+73.91%)	$358,000 (+14.01%) Land $95,200 Building $262,800	$358,000 (+14.01%) Land $95,200 Building $262,800
2024	$2,970.00 (+31.82%)
2023		$314,000 (+7.72%) Land $95,200 Building $218,800	$314,000 (+7.72%) Land $95,200 Building $218,800
2022	$2,253.00	$291,500 Land $95,200 Building $196,300	$291,500 Land $95,200 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Haywire, Smithville Communications.

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