4822 2nd Ave N, Duluth, MN 55803 Property Records

St. Louis County property record for 4822 2nd Ave N, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1970
Lot Size0.95 acres (41,395 sqft)
OwnerIndividual Name on Record
Tax Bill$1,780 (2026)
Deeds & MortgagesOct 2017 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN520-0080-00600

Property Details

APN / Parcel Number

Primary APN520-0080-00600
Alternative APN
  • 896135

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,104 sqft Gross Area
1st Floor Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area41,395 sqft (0.95 acres)
Garage Area576 sqft

Exterior Amenities

PorchPorch
Porch Area198 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number896135
Street Address4822 2ND AVE N
CityDULUTH
StateMN
Zip55803-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOT 60 SERIAL #
Legal SubdivisionCOLMANS 3RD ACRE TR ADD TO DUL
Legal Lot Number60
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1036
Census Tract10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4822 2ND AVE N, DULUTH, MN 55803-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2017Deed of Trust, Mortgage · Line of Credit
HARBOR PT CU
Oct 11, 2017Deed of Trust, Mortgage · Line of Credit
HARBOR PT CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 3, 2010
Transfer Doc0000881207
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4822 2ND AVE N, DULUTH, MN 55803-1309
Document Number000T991606
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4822 2ND AVE N DULUTH MN 558031309, DULUTH, MN 55803-1309

Mortgage

Document Number000T991606
DateOct 31, 2017
InstrumentT991606
Lender
NameHARBOR PT CU
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 30, 2032
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4822 2ND AVE N, DULUTH, MN 55803-1309
Document Number000T990944
Instrument DateOct 11, 2017
Transaction TypeMortgage
Record UpdatedNov 3, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4822 2ND AVE N DULUTH MN 558031309, DULUTH, MN 55803-1309

Mortgage

Document Number000T990944
DateOct 16, 2017
InstrumentT990944
Lender
NameHARBOR PT CU
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 15, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,780.00 (+3.85%) Homeowner's exemption
2025$1,714.00 (-0.81%) Homeowner's exemption$161,200 (+0.19%) Land $39,200 Building $122,000$161,200 (+0.19%) Land $39,200 Building $122,000
2024$1,728.00$160,900 (+15.84%) Land $38,900 Building $122,000$160,900 (+15.84%) Land $38,900 Building $122,000
2022$138,900 Land $37,300 Building $101,600$138,900 Land $37,300 Building $101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRice Lake
serves 1,085 people · EPA ID MN1690049
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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