4786 2nd Ave N, Duluth, MN 55803 Property Records

St. Louis County property record for 4786 2nd Ave N, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 840 sqft · built 1950
Lot Size0.947 acres (41,285 sqft)
OwnerIndividual Name on Record
Tax Bill$1,712 (2026)
Deeds & MortgagesOct 2018 Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN520-0130-00260

Property Details

APN / Parcel Number

Primary APN520-0130-00260
Alternative APN
  • 988569

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area840 sqft Gross Area
1st Floor Area672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialMetal
Construction TypeFrame
Lot Area41,285 sqft (0.947 acres)
Garage Area480 sqft
Deck Area16 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number988569
Street Address4786 2ND AVE N
CityDULUTH
StateMN
Zip55803-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOT: 0420 BLOCK:000 SERIAL #
Legal SubdivisionHOMECROFT PARK
Legal Lot Number420
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1039
Census Tract10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4786 2ND AVE N, DULUTH, MN 55803-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Sep 26, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 5, 2015
Transfer Doc000T957233
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4786 2ND AVE N, DULUTH, MN 55803-1309
Document Number00T1003754
Instrument DateOct 5, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4786 2ND AVE N DULUTH MN 558031309, DULUTH, MN 55803-1309

Mortgage

Document Number00T1003754
DateOct 12, 2018
InstrumentT1003754
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2048

September 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST LOUIS MN
Recording DateSep 26, 2018
Property Address4786 2ND AVE N, DULUTH, MN 55803-1309
Document Number00A1003181
Instrument DateSep 20, 2018
InstrumentA1003181
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9836 LUNA CIR #F202 NAPLES FL 341094536, F202, NAPLES, FL 34109-4536

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,712.00 (+3.76%) Homeowner's exemption
2025$1,650.00 (-0.6%) Homeowner's exemption$156,500 (+0.13%) Land $34,200 Building $122,300$156,500 (+0.13%) Land $34,200 Building $122,300
2024$1,660.00$156,300 (+16.47%) Land $34,000 Building $122,300$156,300 (+16.47%) Land $34,000 Building $122,300
2022$134,200 Land $32,300 Building $101,900$134,200 Land $32,300 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRice Lake
serves 1,085 people · EPA ID MN1690049
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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