4828 2nd Ave N, Duluth, MN 55803 Property Records

St. Louis County property record for 4828 2nd Ave N, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 936 sqft · built 1977
Lot Size	0.95 acres (41,393 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (May 2004)
Tax Bill	$3,486 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-0080-00590`

Property Details

APN / Parcel Number

Primary APN	`520-0080-00590`
Alternative APN	`893332`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Gross Area
1st Floor Area	936 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	41,393 sqft (0.95 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	78 sqft
Deck Area	80 sqft
Pole Barn	1,200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	893332
Street Address	4828 2ND AVE N
City	DULUTH
State	MN
Zip	55803-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 59 SERIAL #
Legal Subdivision	COLMANS 3RD ACRE TR ADD TO DUL
Legal Lot Number	59
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1036
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4828 2ND AVE N, DULUTH, MN 55803-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2004 · Amount on Record
Deed Sale	May 6, 2004 · Amount on Record
Deed Document Number	2004775420
Last Transfer Date	Nov 30, 2009
Transfer Doc	0000878786
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4828 2ND AVE N, DULUTH, MN 55803-1309
Document Number	00T1029024
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 2ND AVE N DULUTH MN 558031309, DULUTH, MN 55803-1309

Mortgage

Document Number	00T1029024
Date	Sep 16, 2020
Instrument	T1029024

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,486.00 (+3.69%) Homeowner's exemption
2025	$3,362.00 (+1.88%) Homeowner's exemption	$280,200 (+0.11%) Land $45,300 Building $234,900	$280,200 (+0.11%) Land $45,300 Building $234,900
2024	$3,300.00	$279,900 (+17.26%) Land $45,000 Building $234,900	$279,900 (+17.26%) Land $45,000 Building $234,900
2022		$238,700 Land $43,000 Building $195,700	$238,700 Land $43,000 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000