482 W First St, Palisade, CO 81526 Property Records

Mesa County property record for 482 W First St, Palisade, CO 81526

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 858 sqft · built 1993
Lot Size0.188 acres (8,201 sqft)
Owner2 Individual Names on File
Last Sale$108,011 (Sep 2013)
Tax Bill$1,608 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2937-092-18-008

Property Details

APN / Parcel Number

Primary APN2937-092-18-008
Alternative APN
  • R024367

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area858 sqft Living Area
Gross Area1,158 sqft
1st Floor Area858 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,201 sqft (0.188 acres)
Garage TypeAttached
Garage Area300 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR024367
Street Address482 W FIRST ST
CityPALISADE
StateCO
Zip81526-9761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 REPLAT LOT 1 GESELLMAN SUB SEC 9 11S 98W
Legal Range098
Legal Township11S
Legal Section09
Legal SubdivisionGESELLMAN SUB
Legal Block18
Legal Lot Number1
JurisdictionMESA CO
Township / Civil DivisionCLIFTON
Census Block Group2
Census Block2023
Census Tract1702

Owner

482 W First St is owned by two individuals who bought it in September 2013.

Source: Mesa County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2645 CHESTNUT DR, GRAND JUNCTION, CO 81506-8327
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2013 · Amount on File
Deed SaleSep 20, 2013 · Amount on File
Prior SaleJul 8, 2013 · Amount on File
Deed Document Number20132669358
Deed Book / Page5528 / 401
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address482 W FIRST ST, PALISADE, CO 81526-9761
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002953998
DateNov 24, 2020
Instrument2953998
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 482 W First St was $1,608, up 10.7% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityPalisade Town
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,608.00 (+10.67%)$18,320 (+9.7%) Land $7,440 Building $10,880$293,130 Land $119,000 Building $174,130
2024$1,453.00 (+2.69%)$16,700 (-) Land $6,310 Building $10,390
2023$1,415.00 (+8.93%)$16,700 (+11.41%) Land $6,310 Building $10,390$249,310 Land $94,220 Building $155,090
2022$1,299.00$14,990 Land $4,520 Building $10,470
2021$215,700 Land $65,000 Building $150,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 482 W First St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 W First St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PALISADE
serves 3,060 people · EPA ID CO0139600
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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