445 W First St, Palisade, CO 81526 Property Records

Mesa County property record for 445 W First St, Palisade, CO 81526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,232 sqft · built 1908
Lot Size	0.367 acres (16,001 sqft)
Owner	2 Individual Names on File
Last Sale	$77,500 (Mar 1991)
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2937-092-23-001`

Property Details

APN / Parcel Number

Primary APN	`2937-092-23-001`
Alternative APN	`R024393`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	1,240 sqft
Upper Floors Area	992 sqft
Basement Area	992 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1920
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,001 sqft (0.367 acres)
Lot Dimensions	128 ft deep x 126 ft wide
Porch	Slab
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R024393
Street Address	445 W FIRST ST
City	PALISADE
State	CO
Zip	81526-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 REPLAT OF CRAWFORD ADDITION TO TOWN OF PALISADE SEC 9 11S 98W
Legal Range	098
Legal Township	11S
Legal Section	09
Legal Subdivision	REPLAT OF CRAWFORD ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	2
Census Block	2037
Census Tract	1702

Owner

445 W First St is owned by two individuals who bought it in March 1991.

Source: Mesa County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	790 CLAREMONT DR, MORGAN HILL, CA 95037-4003
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 1991 · Amount on File
Deed Sale	Mar 14, 1991 · Amount on File
Prior Sale	Nov 13, 1989
Deed Book / Page	1829 / 290/291
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	445 W FIRST ST, PALISADE, CO 81526-9206
Document Number	0002887560
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W FIRST ST PALISADE CO 815269206, PALISADE, CO 81526-9206

Mortgage

Document Number	0002887560
Date	Jul 17, 2019
Instrument	2887560

Lender

Name	CREDIT UNION/COLORADO
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 16, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 445 W First St was $1,651, up 6.7% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Palisade Town
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 (+6.72%)	$25,100 (+2.16%) Land $7,440 Building $17,660	$401,520 Land $119,000 Building $282,520
2024	$1,547.00 (+2.52%)	$24,570 (-) Land $6,700 Building $17,870
2023	$1,509.00 (+28.75%)	$24,570 (+20.5%) Land $6,700 Building $17,870	$366,730 Land $100,000 Building $266,730
2022	$1,172.00	$20,390 Land $4,170 Building $16,220
2021			$293,320 Land $60,000 Building $233,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 W First St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 W First St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PALISADE serves 3,060 people · EPA ID CO0139600
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20