558 W First St, Palisade, CO 81526 Property Records

Mesa County property record for 558 W First St, Palisade, CO 81526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1981
Lot Size	0.195 acres (8,477 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Apr 2025)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2937-092-25-022`

Property Details

APN / Parcel Number

Primary APN	`2937-092-25-022`
Alternative APN	`R024437`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	775 sqft
Upper Floors Area	733 sqft
Basement Area	446 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,477 sqft (0.195 acres)

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	77 sqft
Deck Area	Deck Area
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R024437
Street Address	558 W FIRST ST
City	PALISADE
State	CO
Zip	81526-8785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 VICTORIAN HEIGHTS SEC 9 11S 98W 6TH PM
Legal Range	098
Legal Township	11S
Legal Section	09
Legal Subdivision	VICTORIAN HEIGHTS
Legal Block	25
Legal Lot Number	22
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	2
Census Block	2023
Census Tract	1702

Owner

558 W First St is owned and occupied by two individuals who bought it in April 2025.

Source: Mesa County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	558 W FIRST ST, PALISADE, CO 81526-8785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on File
Deed Sale	Apr 8, 2025 · Amount on File
Deed Document Number	20253122248
Record Updated	Jun 8, 2026

April 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 8, 2025
Property Address	558 W FIRST ST, PALISADE, CO 81526-8785
Document Number	0003122248
Instrument Date	Apr 4, 2025
Instrument	3122248
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	558 W FIRST ST, PALISADE, CO 81526-8785

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	558 W FIRST ST, PALISADE, CO 81526-8785

Mortgage

Document Number	0003122249
Date	Apr 8, 2025
Instrument	3122249

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 558 W First St was $1,882, up 5.5% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Palisade Town
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,882.00 (+5.49%)	$21,670 (+4.13%) Land $7,440 Building $14,230	$346,670 Land $119,000 Building $227,670
2024	$1,784.00 (+2.23%)	$20,810 (-) Land $6,550 Building $14,260
2023	$1,745.00 (+27.28%)	$20,810 (+31.13%) Land $6,550 Building $14,260	$310,490 Land $97,690 Building $212,800
2022	$1,371.00	$15,870 Land $4,170 Building $11,700
2021			$228,290 Land $60,000 Building $168,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 558 W First St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 558 W First St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PALISADE serves 3,060 people · EPA ID CO0139600
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20