482 Summit Tree Ct, Fenton, MO 63026 Property Records

St. Louis County property record for 482 Summit Tree Ct, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,681 sqft · built 2001
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jan 2017)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28O-21-0540`

Property Details

APN / Parcel Number

Primary APN	`28O-21-0540`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,681 sqft Living Area
Gross Area	1,901 sqft
1st Floor Area	764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	33 ft deep x 33 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	102 sqft
Deck Area	170 sqft
Patio Area	170 sqft
Balcony Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	482 SUMMIT TREE CT
City	FENTON
State	MO
Zip	63026-3574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6A
Legal Description	SUMMIT RIDGE LOT 49
Legal Subdivision	SUMMIT RIDGE
Legal Lot Number	49
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3009
Census Tract	221424

Owner

482 Summit Tree Ct is owned and occupied by an individual who bought it in January 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	482 SUMMIT TREE CT, FENTON, MO 63026-3574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Jan 24, 2017	Warranty Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Prior Sale	Mar 29, 2002 · Amount on File
Deed Document Number	2017130
Deed Book / Page	22368 / 1
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	482 SUMMIT TREE CT, FENTON, MO 63026-3574
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 SUMMILL TREE CT, FENTON, MO 63026

Mortgage

Document Number	2025092900067
Date	Sep 29, 2025
Instrument	2025092900067

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2040

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 24, 2017
Property Address	482 SUMMIT TREE CT, FENTON, MO 63026-3574
Document Number	0223680001
Book / Page	022368 / 000001
Instrument Date	Jan 20, 2017
Instrument	130
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 SUMMIT TREE CT FENTON MO 630263574, FENTON, MO 63026-3574

Mortgage

Document Number	223680004,
Date	Jan 24, 2017
Book Page	022368/000004
Instrument	131

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 482 Summit Tree Ct was $3,552, up 11.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,750 (-) Land $10,660 Building $40,090	$267,100 (-) Land $56,100 Building $211,000
2025	$3,552.00 (+11.66%)	$50,750 Land $10,660 Building $40,090	$267,100 Land $56,100 Building $211,000
2024	$3,181.00 (+0.22%)
2023	$3,174.00 (+8.25%)	$44,370 (+11.57%) Land $5,740 Building $38,630	$233,500 Land $30,200 Building $203,300
2022	$2,932.00	$39,770 Land $9,840 Building $29,930
2021			$209,300 Land $51,800 Building $157,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 482 Summit Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 Summit Tree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Summit Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures