St. Louis County property record for 481 Summit Tree Ct, Fenton, MO 63026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,681 sqft · built 2001 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Sep 2020) |
| Tax Bill | $3,530 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28O-21-0661 |
| Primary APN | 28O-21-0661 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,681 sqft Living Area |
| Gross Area | 1,901 sqft |
| 1st Floor Area | 764 sqft |
| Basement Area | 560 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 33 ft deep x 33 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Balcony Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 481 SUMMIT TREE CT |
|---|---|
| City | FENTON |
| State | MO |
| Zip | 63026-3574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6A |
| Legal Description | SUMMIT RIDGE LOT 60 |
| Legal Subdivision | SUMMIT RIDGE |
| Legal Lot Number | 60 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 221424 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 481 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Beneficiary Deed, Transfer |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Prior Sale | Nov 25, 2015 · Amount on Record |
| Deed Document Number | 2020128 |
| Deed Book / Page | 24336 / 921 |
| Last Transfer Date | Jul 5, 2023 |
| Transfer Doc | 0000000323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 14, 2023 |
| Property Address | 481 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Number | 2023091400323 |
| Map Reference | MB 348 PG 655 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2023091400323 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 481 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 481 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 22, 2020 |
| Property Address | 481 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Number | 0243360921 |
| Book / Page | 24336 / 921 |
| Map Reference | MB 348 PG 655 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 2020092200128 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | CLEAR TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 481 SUMMIT TREE CT, 481, FENTON, MO 63026-3574 |
| Name | Verified Name |
|---|---|
| Address | 481 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Number | 2020092200129 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020092200129 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,570 (-) Land $10,660 Building $43,910 | $287,200 (-) Land $56,100 Building $231,100 | |
| 2025 | $3,530.00 (+0.06%) | $54,570 (+10.8%) Land $10,660 Building $43,910 | $287,200 (+10.8%) Land $56,100 Building $231,100 |
| 2024 | $3,528.00 (+0.23%) | ||
| 2023 | $3,520.00 (+18.72%) | $49,250 (+22.45%) Land $5,740 Building $43,510 | $259,200 (+22.44%) Land $30,200 Building $229,000 |
| 2022 | $2,965.00 | $40,220 Land $9,840 Building $30,380 | |
| 2021 | $211,700 Land $51,800 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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