St. Louis County property record for 475 Summit Tree Ct, Fenton, MO 63026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,840 sqft · built 2001 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Dec 2020) |
| Tax Bill | $4,032 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28O-21-0683 |
| Primary APN | 28O-21-0683 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 600 sqft |
| Game Room | Game Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 28 ft deep x 28 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 475 SUMMIT TREE CT |
|---|---|
| City | FENTON |
| State | MO |
| Zip | 63026-3574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6A |
| Legal Description | SUMMIT RIDGE LOT 62 |
| Legal Subdivision | SUMMIT RIDGE |
| Legal Lot Number | 62 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 221424 |
475 Summit Tree Ct is owned and occupied by two individuals who bought it in December 2020.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 5, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2020 · Amount on File |
| Deed Sale | Dec 24, 2020 · Amount on File |
| Prior Sale | Mar 7, 2003 · Amount on File |
| Deed Document Number | 2020648 |
| Deed Book / Page | 24536 / 5209 |
| Prior Transfer Date | Jul 29, 2019 |
| Prior Transfer Doc | 0236390160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 24, 2020 |
| Property Address | 475 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Number | 0245365209 |
| Book / Page | 24536 / 5209 |
| Map Reference | MB 348 PG 655 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 2020122400648 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | CONTINENTAL TITLE HOLDING CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2535 OAKMONT TERRACE DR, 2535, SAINT LOUIS, MO 63129-4743 |
| Name | Verified Name |
|---|---|
| Address | 475 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Number | 2020122400649 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2020122400649 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 5, 2019 |
| Property Address | 475 SUMMIT TREE CT, FENTON, MO 63026-3574 |
| Document Number | 0236390160 |
| Book / Page | 023639 / 000160 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 484 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 475 SUMMIT TREE CT FENTON MO 630263574, FENTON, MO 63026-3574 |
The 2025 property tax bill for 475 Summit Tree Ct was $4,032, up 11% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,650 (-) Land $9,980 Building $47,670 | $303,400 (-) Land $52,500 Building $250,900 | |
| 2025 | $4,032.00 (+10.95%) | $57,650 Land $9,980 Building $47,670 | $303,400 Land $52,500 Building $250,900 |
| 2024 | $3,634.00 (+0.19%) | ||
| 2023 | $3,627.00 (+12.85%) | $50,750 (+16.43%) Land $5,380 Building $45,370 | $267,100 Land $28,300 Building $238,800 |
| 2022 | $3,214.00 | $43,590 Land $9,220 Building $34,370 | |
| 2021 | $229,400 Land $48,500 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 475 Summit Tree Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Summit Tree Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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