482 Prospect St, Torrington, CT 06790 Property Records

Torrington City property record for 482 Prospect St, Torrington, CT 06790

Property Summary

Details7 bd · 4 ba · 3,255 sqft · built 1900
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$81,500 (Jul 2017)
Tax Bill$8,664 (2024)
Deeds & MortgagesSep 2021 Refinance
Nov 2022 Line of Credit
+ 3 more
APN005325

Property Details

APN / Parcel Number

Primary APN005325
Alternative APNs
  • TORR M:118 B:011 L:015
  • 5325

Interior

Bedrooms7 Beds
Full Baths4 Baths
Total Rooms14 Rooms
Units4 Units
Stories2 Stories
Building Area3,255 sqft Living Area
Gross Area5,827 sqft
Basement Area1,354 sqft
Unfinished Basement1,354 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number5325
Street Address482 PROSPECT ST
CityTORRINGTON
StateCT
Zip06790-4959
Property CategoryOther
Property TypeUnknown
Local Zoning CodeR6
Legal SubdivisionQUASSUK HEIGHTS CONDO
Legal Block11
Legal Lot Number15
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1007
Census Tract310200

Owner

Source: Torrington City assessment roll, APN 005325, as of June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address482 PROSPECT ST, TORRINGTON, CT 06790-4959
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TORRINGTON SAVINGS BANK
Nov 14, 2022Deed of Trust, Mortgage · Line of Credit
TORRINGTON SAVINGS BANK
Jul 17, 2020Deed of Trust, Mortgage · Balloon Mortgage
TORRINGTON SAVINGS BANK
Jan 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
TORRINGTON SAVINGS BANK
Jul 13, 2017Warranty Deed, Transfer · Commercial Mortgage
TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2017 · Amount on Record
Deed SaleJul 13, 2017 · Amount on Record
Prior SaleAug 25, 2000 · Amount on Record
Deed Book / Page1251 / 290
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address482 PROSPECT ST, TORRINGTON, CT 06790-4959
Transaction TypeMortgage
Record UpdatedJul 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001346-577
DateSep 24, 2021
Book Page1346/577
Instrument2021-469192
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address482 PROSPECT ST, TORRINGTON, CT 06790-4959
Transaction TypeMortgage
Record UpdatedJul 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001378-25
DateNov 14, 2022
Book Page1378/25
Instrument2022-479642
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address482 PROSPECT ST, TORRINGTON, CT 06790-4959
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1311-473
DateJul 17, 2020
Book Page1311/473
Instrument2020-457538
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueAug 01, 2045

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address482 PROSPECT ST, TORRINGTON, CT 06790-4959
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1280-245
DateJan 18, 2019
Book Page1280/245
Instrument2019-444186
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 01, 2044

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJul 13, 2017
Property Address482 PROSPECT ST, TORRINGTON, CT 06790-4959
Document Number1251-290
Book / Page1251 / 290
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$45.41
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12510292
DateJul 13, 2017
Instrument01251/0292
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2047

Tax Assessment & Valuation

Source: Torrington City assessment roll as of June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$225,330 (+74.69%) Land $20,370 Building $204,960$157,731 Land $14,259 Building $143,472
2024$8,664.00 (+40.06%)
2023$6,186.00 (+1.73%)$128,990 (-) Land $20,370 Building $108,620
2022$6,081.00$128,990 Land $20,370 Building $108,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 491 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT1430011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Prospect St

Nearby Streets

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