474 Prospect St, Torrington, CT 06790 Property Records

Torrington City property record for 474 Prospect St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 960 sqft · built 1930
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Aug 2025)
Tax Bill$3,804 (2026)
Deeds & MortgagesAug 2025 Sale & Line of Credit
APN10206

Property Details

APN / Parcel Number

Primary APN10206
Alternative APNs
  • TORR M:118 B:011 L:017
  • 010206

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area960 sqft Living Area
Gross Area1,547 sqft
Basement Area480 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number10206
Street Address474 PROSPECT ST
CityTORRINGTON
StateCT
Zip06790-4909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Block11
Legal Lot Number17
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1007
Census Tract310200

Owner

474 Prospect St is owned and occupied by two individuals who bought it in August 2025.

Source: Torrington City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address474 PROSPECT ST, TORRINGTON, CT 06790-4909
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2025 · Amount on File
Deed SaleAug 6, 2025 · Amount on File
Prior SaleJan 30, 1990 · Amount on File
Deed Document Number2025502891
Deed Book / Page1441 / 894
Record UpdatedOct 29, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateAug 6, 2025
Property Address474 PROSPECT ST, TORRINGTON, CT 06790-4909
Document Number001441-894
Book / Page1441 / 894
Instrument DateJul 30, 2025
Instrument2025-502891
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2025502892
DateAug 6, 2025
Instrument2025-502892
Lender
NameGOLD DEVELOPMENT LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueSep 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 474 Prospect St was $3,804, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,804.00 (-12.97%)$113,680 (-) Land $19,320 Building $94,360$210,372 (+164.37%)
2025$4,371.00$113,680 Land $19,320 Building $94,360$79,576 Land $13,524 Building $66,052
2024$4,371.00 (+48.42%)
2023$2,945.00 (+1.76%)$61,400 (-) Land $19,320 Building $42,080
2022$2,894.00$61,400 Land $19,320 Building $42,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 474 Prospect St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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