476 Prospect St, Torrington, CT 06790 Property Records

Torrington City property record for 476 Prospect St, Torrington, CT 06790

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,268 sqft · built 1880
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Nov 2025)
Tax Bill$7,410 (2025)
Deeds & MortgagesNov 2025 Sale
Jul 2025 Sale & Line of Credit
APN11091

Property Details

APN / Parcel Number

Primary APN11091
Alternative APNs
  • TORR M:118 B:011 L:016
  • 011091

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,268 sqft Living Area
Gross Area5,060 sqft
Basement Area1,134 sqft
Unfinished Basement1,134 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number11091
Street Address476 PROSPECT ST
CityTORRINGTON
StateCT
Zip06790-4909
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6
Legal Block11
Legal Lot Number16
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1007
Census Tract310200

Owner

Source: Torrington City assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address476 PROSPECT ST, TORRINGTON, CT 06790-4909
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Warranty Deed, Transfer
Jul 23, 2025Warranty Deed, Transfer · Line of Credit
NATIONWIDE MORTGAGE BANKERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleJul 23, 2025 · Amount on Record
Deed Document Number2025504937
Deed Book / Page1448 / 836
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateNov 10, 2025
Property Address476 PROSPECT ST, TORRINGTON, CT 06790-4909
Document Number001448-836
Book / Page1448 / 836
Instrument DateOct 28, 2025
Instrument2025-504937
Transaction TypeTransfer
Record UpdatedDec 3, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address476 PROSPECT ST, TORRINGTON, CT 06790-4909

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJul 23, 2025
Property Address476 PROSPECT ST, TORRINGTON, CT 06790-4909
Document Number001440-962
Book / Page1440 / 962
Instrument DateJul 22, 2025
Instrument2025-502623
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2025502624
DateJul 23, 2025
Instrument2025-502624
Lender
NameNATIONWIDE MORTGAGE BANKERS
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,410.00$192,710 (+127.57%) Land $19,950 Building $172,760$134,897 Land $13,965 Building $120,932
2024$7,410.00 (+82.47%)
2023$4,061.00 (+1.73%)$84,680 (-) Land $19,950 Building $64,730
2022$3,992.00$84,680 Land $19,950 Building $64,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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