482 Pearl St, Upland, CA 91786 Property Records

San Bernardino County property record for 482 Pearl St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1981
Lot Size	0.141 acres (6,156 sqft)
Owner	2 Company Names on Record
Last Sale	$139,000 (Dec 1998)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1046-631-29-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-631-29-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	1,398 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,156 sqft (0.141 acres)
Lot Dimensions	108 ft deep x 57 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	482 PEARL ST
City	UPLAND
State	CA
Zip	91786-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10745 LOT 7
Legal Subdivision	TRACT NO 10745
Legal Tract	10745
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3002
Census Tract	826

Owner

Source: San Bernardino County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	482 PEARL ST, UPLAND, CA 91786-5843
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 22, 2021	Intrafamily Transfer, Transfer
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 1998 · Amount on Record
Deed Sale	Dec 8, 1998 · Amount on Record
Deed Document Number	1998521682
Last Transfer Date	Dec 27, 2005
Transfer Doc	0000990456
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 7, 2026
Property Address	482 PEARL ST, UPLAND, CA 91786-5843
Document Number	0000203803
Instrument Date	Aug 7, 2026
Instrument	2026203803
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	482 PEARL ST, UPLAND, CA 91786-5843

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2021
Property Address	482 PEARL ST, UPLAND, CA 91786-5843
Document Number	0000186871
Map Reference	MB 156 PG 20&21
Instrument Date	Apr 13, 2021
Instrument	2021-0186871
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2061, UPLAND, CA 91785-2061

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	482 PEARL ST, UPLAND, CA 91786-5843
Document Number	0000390721
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	482 PEARL ST UPLAND CA 917865843, UPLAND, CA 91786-5843

Mortgage

Document Number	0000390721
Date	Oct 30, 2019
Instrument	390721

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$222,273 (+2%) Land $71,956 Building $150,317
2025	$2,544.00 (+4.91%) Homeowner's exemption	$217,915 (+4.04%) Land $70,545 Building $147,370
2023	$2,425.00 (+2.23%) Homeowner's exemption	$209,453 Land $67,806 Building $141,647
2022	$2,372.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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