468 Pearl St, Upland, CA 91786 Property Records

San Bernardino County property record for 468 Pearl St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1981
Lot Size	0.144 acres (6,283 sqft)
Owner	2 Individual Names on File
Last Sale	$468,454 (Jun 2019)
Tax Bill	$5,819 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1046-631-30-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-631-30-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,220 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,283 sqft (0.144 acres)
Lot Dimensions	103 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	175 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	468 PEARL ST
City	UPLAND
State	CA
Zip	91786-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10745 LOT 8
Legal Subdivision	TRACT 10745
Legal Tract	10745
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3002
Census Tract	826

Owner

468 Pearl St is owned by two individuals who acquired it in November 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11663 SITKA ST, G, EL MONTE, CA 91732-4206
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANT INC
Jan 2, 2019	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Jul 19, 2021	Intrafamily Transfer, Transfer
Jun 14, 2019	Grant Deed, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Document Number	2019196581
Last Transfer Date	Nov 20, 2020
Transfer Doc	0000323894
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	468 PEARL ST, UPLAND, CA 91786-5843
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11663 SITKA ST, EL MONTE, CA 91732-4204

Mortgage

Document Number	0000272939
Date	Jun 16, 2021
Instrument	2021-0272939

Lender

Name	FIRST RELIANT INC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	468 PEARL ST, UPLAND, CA 91786-5843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 PEARL ST, UPLAND, CA 91786-5843

Mortgage

Document Number	0000000715
Date	Jan 2, 2019
Instrument	2019-0000715

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 19, 2021
Property Address	468 PEARL ST, UPLAND, CA 91786-5843
Document Number	0000323894
Map Reference	MB 156 PG 20&21
Instrument Date	Nov 20, 2020
Instrument	2021-0323894
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11663 SITKA ST APT G, G, EL MONTE, CA 91732-4206

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 14, 2019
Property Address	468 PEARL ST, UPLAND, CA 91786-5843
Document Number	0000196581
Map Reference	MB 156 PG 20&21
Instrument Date	Jun 5, 2019
Instrument	2019-0196581
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11663 SITKA ST APT G, G, EL MONTE, CA 91732-4206

Mortgage

Document Number	0000196586
Date	Jun 14, 2019
Instrument	2019-0196586

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 468 Pearl St was $5,819.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,529 (+2%) Land $186,734 Building $346,795
2025	$5,819.00	$523,068 Land $183,073 Building $339,995
2023	$5,550.00 (+2.19%)	$502,756 Land $175,964 Building $326,792
2022	$5,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 468 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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