4819 Mercado Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4819 Mercado Dr, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,636 sqft · built 1988
Lot Size	0.373 acres (16,277 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Aug 2018)
Tax Bill	$3,633 (2024)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-130-2550-0010`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-130-2550-0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,636 sqft Living Area
1st Floor Area	2,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,277 sqft (0.373 acres)
Garage Type	Mixed
Garage Area	375 sqft
Carport	Carport
Carport Area	230 sqft
Driveway	Driveway
Driveway Area	464 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	250 sqft
Fence	Fence
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4819 MERCADO DR
City	SEBRING
State	FL
Zip	33872-1538
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 1 BLK 255
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	MERCADO PLACE
Legal Block	255
Legal Lot Number	1
Legal Unit	13
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	3
Census Block	3008
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3731 BARBAROSSA AVE, SEBRING, FL 33872-2308
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	1907414
Deed Book / Page	2650 / 1156
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 13, 2018
Property Address	4819 MERCADO DR, SEBRING, FL 33872-1538
Document Number	0001907414
Book / Page	002650 / 001156
Instrument Date	Aug 1, 2018
Instrument	1907414
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	SOUTH RIDGE ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4819 MERCADO DR SEBRING FL 338721538, SEBRING, FL 33872-1538

Mortgage

Document Number	1907415
Date	Aug 13, 2018
Book Page	002650/001157
Instrument	1907415

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,720 (-1.36%) Land $18,500 Building $217,220	$235,720 (-1.36%) Land $18,500 Building $217,220
2024	$3,633.00 (+4.88%)
2023	$3,464.00 (+12.21%)	$238,963 (+27.65%) Land $13,000 Building $225,963	$238,963 (+27.65%) Land $13,000 Building $225,963
2022	$3,087.00	$187,196 Land $8,000 Building $179,196	$187,196 Land $8,000 Building $179,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20