4818 Taft Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 4818 Taft Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1928
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2018)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-406-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-406-0009-000`

Interior

Full Baths	2 Baths
Building Area	1,232 sqft Living Area
1st Floor Area	902 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	185 ft deep x 120 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4818 TAFT RD
City	CLAY
State	MI
Zip	48001-4393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 27 TO 30 INC SHORE ACRES PC 190 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	27
Legal Subdivision	SHORE ACRES
Legal Lot Number	27-30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3002
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4818 TAFT RD, CLAY, MI 48001-4393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Quit Claim Deed, Transfer · Conventional Mortgage SIMPLE HOME LENDING LLC
Nov 15, 2018	Quit Claim Deed, Transfer ASK SERVICES INC, ASK SVCS INC
Jul 12, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	201815700
Deed Book / Page	4966 / 220
Last Transfer Date	May 26, 2021
Transfer Doc	5384662
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 24, 2021
Property Address	4818 TAFT RD, CLAY, MI 48001-4393
Document Number	5384662
Book / Page	5384 / 662
Map Reference	LB 48 PG 10
Instrument Date	May 26, 2021
Instrument	2021018664
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4818 TAFT RD, 4818, CLAY, MI 48001-4393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 TAFT RD, CLAY, MI 48001-4393

Mortgage

Document Number	2021018665
Date	Jun 24, 2021
Instrument	2021018665

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 15, 2018
Property Address	4818 TAFT RD, CLAY, MI 48001-4393
Document Number	0050070451
Book / Page	005007 / 000451
Instrument Date	Oct 6, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 TAFT RD CLAY MI 480014393, CLAY, MI 48001-4393

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 12, 2018
Property Address	4818 TAFT RD, CLAY, MI 48001-4393
Document Number	0049660220
Book / Page	004966 / 000220
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15437 NEHLS AVE EASTPOINTE MI 480212267, EASTPOINTE, MI 48021-2267

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 17, 2017
Property Address	4818 TAFT RD, CLAY, MI 48001-4393
Document Number	0048490965
Book / Page	004849 / 000965
Instrument Date	Jul 6, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 TAFT RD CLAY MI 480014393, CLAY, MI 48001-4393

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,300 (+13.09%)	$212,600 (+13.09%)
2025	$2,822.00 (+2.96%) Homeowner's exemption	$94,000 (+9.3%)
2024	$2,741.00 (+13.41%)		$188,000 (+9.3%)
2023		$86,000
2022	$2,417.00		$172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Taft Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures