St. Clair County property record for 4843 Taft Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,223 sqft |
| Lot Size | 0.437 acres (19,036 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,199 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-406-0004-000 |
| Primary APN | 74-14-406-0004-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,223 sqft Living Area |
| 1st Floor Area | 1,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 19,036 sqft (0.437 acres) |
|---|---|
| Lot Dimensions | 127 ft deep x 150 ft wide |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4843 TAFT RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 11, 12 & 13 SHORE ACRES PC 190 T2N R16E |
| Legal Subdivision | SHORE ACRES |
| Legal Lot Number | 11-13 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 646000 |
4843 Taft Rd is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4843 TAFT RD, CLAY, MI 48001-4395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4843 TAFT RD, CLAY, MI 48001-4395 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4843 TAFT RD, CLAY, MI 48001-4395 |
| Document Number | 5418683 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 5418/683 |
| Instrument | 2021025826 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
The 2025 property tax bill for 4843 Taft Rd was $2,199 with a homeowner's exemption, up 2.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,200 (+11.28%) | $270,400 | |
| 2025 | $2,199.00 (+2.95%) Homeowner's exemption | $121,500 | |
| 2024 | $2,136.00 | $243,000 | |
| 2023 | $107,600 | ||
| 2022 | $1,971.00 | $215,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4843 Taft Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4843 Taft Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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