4728 Taft Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 4728 Taft Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1991
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Dec 2018)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-14-379-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-379-0009-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	100 ft deep x 115 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4728 TAFT RD
City	CLAY
State	MI
Zip	48001-4392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOTS 25 & 26, BEG AT SE COR LOT 25, TH N 68D 24M 30S W 114.19', TH N 20D 43M 17S E 99.56', TH S 68D 24M 40S E
Legal Subdivision	SUBD
Legal Lot Number	25-26
Legal Unit	2,25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3002
Census Tract	646000

Owner

4728 Taft Rd is owned by an individual who bought it in December 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4764 TAFT RD, CLAY, MI 48001-4392
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Deed Document Number	201827623
Deed Book / Page	5017 / 292
Prior Transfer Date	Aug 14, 2012
Prior Transfer Doc	004290/392
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 17, 2018
Property Address	4728 TAFT RD, CLAY, MI 48001-4392
Document Number	0050170292
Book / Page	005017 / 000292
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$705.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4764 TAFT RD CLAY MI 480014392, CLAY, MI 48001-4392

Tax Assessment & Valuation

The 2025 property tax bill for 4728 Taft Rd was $3,115, up 2.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,300 (+6.5%)	$124,600
2025	$3,115.00 (+2.5%)	$58,500
2024	$3,039.00		$117,000
2023		$57,500
2022	$2,754.00		$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4728 Taft Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4728 Taft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20