4818 Mandolin Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 4818 Mandolin Ct, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,315 sqft · built 2009
Lot Size	0.171 acres (7,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,500 (Aug 2020)
Tax Bill	$5,562 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687555-000720`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687555-000720`
Alternative APNs	`132926687555000720` `32926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,315 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	2,315 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,444 sqft (0.171 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	649 sqft
Porch	Screened/Unfinished Porch
Porch Area	183 sqft

Location & Zoning

Street Address	4818 MANDOLIN CT
City	WINTER HAVEN
State	FL
Zip	33884-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN II PB 144 PG 50-51 LOT 72
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN II
Legal Tract	687555
Legal Block	1
Legal Lot Number	72
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4818 MANDOLIN CT, WINTER HAVEN, FL 33884-3626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	2020168610
Deed Book / Page	11340 / 711
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 19, 2020
Property Address	4818 MANDOLIN CT, WINTER HAVEN, FL 33884-3626
Document Number	0113400711
Book / Page	011340 / 000711
Instrument Date	Aug 14, 2020
Instrument	168610
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4818 MANDOLIN CT WINTER HAVEN FL 338843626, WINTER HAVEN, FL 33884-3626

Mortgage

Document Number	113400713
Date	Aug 19, 2020
Book Page	011340/000713
Instrument	168611

Lender

Name	GUIDANCE RESID'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,969 (-2.39%) Land $44,000 Building $283,969	$327,969 (-2.39%) Land $44,000 Building $283,969
2025	$5,562.00 (-0.61%) Homeowner's exemption	$335,993 (-1.11%) Land $44,000 Building $291,993	$335,993 (-1.11%) Land $44,000 Building $291,993
2023	$5,596.00 (+9.51%)	$339,769 (+11.89%) Land $42,000 Building $297,769	$339,769 (+11.89%) Land $42,000 Building $297,769
2022	$5,110.00	$303,657 Land $35,000 Building $268,657	$303,657 Land $35,000 Building $268,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20