Polk County property record for 4866 Mandolin Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,470 sqft · built 2008 |
| Lot Size | 0.517 acres (22,512 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,841 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687555-000650 |
| Primary APN | 26-29-13-687555-000650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 1,121 sqft |
| Upper Floors Area | 1,349 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 22,512 sqft (0.517 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 55 sqft |
| Boat Access | Boat Access |
| Street Address | 4866 MANDOLIN CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN II PB 144 PG 50-51 LOT 65 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN II |
| Legal Tract | 687555 |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4866 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BESTWAY MTG |
| Feb 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 |
| Deed Sale | Sep 14, 2012 |
| Prior Sale | Mar 17, 2008 · Amount on Record |
| Deed Document Number | 2012164759 |
| Deed Book / Page | 8750 / 696 |
| Last Transfer Date | Jul 9, 2026 |
| Transfer Doc | 0000167629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 4866 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0000167629 |
| Book / Page | 14075 / 1074 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026167629 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4866 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4866 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0113720878 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4866 MANDOLIN CT WINTER HAVEN FL 338843626, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0113720878 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 011372/000878 |
| Instrument | 189554 |
| Name | BESTWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | WOLCOTT, CT 06716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4866 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0100750281 |
| Book / Page | 010075 / 000281 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4866 MANDOLIN CT WINTER HAVEN FL 338843626, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0100750281 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 010075/000281 |
| Instrument | 37083 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,167 (+2.7%) | $313,070 (-0.05%) Land $60,000 Building $253,070 | |
| 2025 | $2,841.00 (+6.09%) Homeowner's exemption | $192,957 (+5.99%) | $313,235 (+0.61%) Land $60,000 Building $253,235 |
| 2023 | $2,678.00 (+2.96%) Homeowner's exemption | $182,057 (+3%) | $311,343 (+23.68%) Land $58,000 Building $253,343 |
| 2022 | $2,601.00 Homeowner's exemption | $176,754 | $251,739 Land $48,000 Building $203,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures