Polk County property record for 4812 Mandolin Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,067 sqft · built 2008 |
| Lot Size | 0.213 acres (9,257 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,900 (Sep 2023) |
| Tax Bill | $5,571 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687555-000730 |
| Primary APN | 26-29-13-687555-000730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,067 sqft Living Area |
| Gross Area | 2,741 sqft |
| 1st Floor Area | 2,067 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,257 sqft (0.213 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Porch Area | 292 sqft |
| Street Address | 4812 MANDOLIN CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN II PB 144 PG 50-51 LOT 73 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN II |
| Legal Tract | 687555 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2603 WISE RIVER LN, ZEPHYRHILLS, FL 33541-6682 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Prior Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 2023218184 |
| Deed Book / Page | 12839 / 923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 15, 2023 |
| Property Address | 4812 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0000218184 |
| Book / Page | 12839 / 923 |
| Map Reference | MB 144 PG 50&51 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023218184 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,939.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2877 IVY LAKE CT, LAKELAND, FL 33811-2066 |
| Name | Verified Name |
|---|---|
| Address | 4812 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0012839925 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 12839/925 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4812 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0114841313 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4812 MANDOLIN CT WINTER HAVEN FL 338843626, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0114841313 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 011484/001313 |
| Instrument | 263113 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,247 (+7.37%) Land $44,000 Building $317,247 | $361,247 (+7.37%) Land $44,000 Building $317,247 | |
| 2025 | $5,571.00 (+12.18%) Homeowner's exemption | $336,460 (+11.82%) Land $44,000 Building $292,460 | $336,460 (+3.91%) Land $44,000 Building $292,460 |
| 2023 | $4,966.00 (+2.52%) Homeowner's exemption | $300,890 (+3%) | $323,805 (+10.84%) Land $42,000 Building $281,805 |
| 2022 | $4,844.00 Homeowner's exemption | $292,126 Land $35,000 Building $257,126 | $292,126 Land $35,000 Building $257,126 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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