St. Louis County property record for 4805 McComber Rd, Duluth, MN 55803
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2000 |
| Lot Size | 12.9 acres (565,409 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,050 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-0012-00545 |
| Primary APN | 280-0012-00545 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Gross Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 392 sqft |
| Finished Basement | 392 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 565,409 sqft (12.9 acres) |
| Garage Area | 576 sqft |
| Deck Area | 100 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 18834 |
|---|---|
| Street Address | 4805 MCCOMBER RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9423 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | MUNS |
| Legal Description | SE1/4 OF NW1/4 EX W 890 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 51N |
| Legal Section | 12 |
| Legal Subdivision | CANOSIA TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CANOSIA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10602 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4805 MCCOMBER RD, DULUTH, MN 55803-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4805 MCCOMBER RD, DULUTH, MN 55803-9423 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4805 MCCOMBER RD, DULUTH, MN 55803-9423 |
| Document Number | 0001478598 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 1478598 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Canosia Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,050.00 (+2.95%) Homeowner's exemption | ||
| 2025 | $3,934.00 (-1.11%) Homeowner's exemption | $422,200 (+3.2%) Land $124,400 Building $297,800 | $422,200 (+3.2%) Land $124,400 Building $297,800 |
| 2024 | $3,978.00 | $409,100 (+16.52%) Land $120,800 Building $288,300 | $409,100 (+16.52%) Land $120,800 Building $288,300 |
| 2022 | $351,100 Land $104,800 Building $246,300 | $351,100 Land $104,800 Building $246,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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