4812 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4812 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,695 sqft · built 2017
Lot Size0.069 acres (3,006 sqft)
OwnerIndividual Name on File
Last Sale$187,990 (Jun 2017)
Tax Bill$4,996 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN147709

Property Details

APN / Parcel Number

Primary APN147709
Alternative APN
  • 312531084000012040

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,695 sqft Heated Area
Gross Area2,107 sqft
1st Floor Area807 sqft
Upper Floors Area888 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,006 sqft (0.069 acres)
Lot Dimensions120 ft deep x 25 ft wide
Garage TypeFinished
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area118 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number147709
Street Address4812 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7555
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 204
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK TOWNHOMES
Legal Phase1A
Legal Tract840
Legal Block1
Legal Lot Number204
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2024
Census Tract43600

Owner

Source: Osceola County records · APN 147709

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address145 BELDENSHIRE WAY, HOLLY SPRINGS, NC 27540-6028
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2017 · Amount on Record
Deed SaleJun 06, 2017 · Amount on Record
Deed Document Number2017082370
Deed Book / Page5159 / 2088
Record UpdatedJun 08, 2026

June 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 06, 2017
Property Address4812 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0051592088
Book / Page5159 / 2088
Map ReferenceMB19 PG22-25
Instrument DateJun 02, 2017
Instrument2017082370
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,316.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 ARBOR CREST RD, HOLLY SPRINGS, NC 27540-7059

Mortgage

Document Number0051592089
DateJun 06, 2017
Instrument5159/2089
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,996.00 (+11.99%)$278,900 (-0.82%) Land $40,000 Building $238,900$278,900 (-0.82%) Land $40,000 Building $238,900
2023$4,461.00 (+14.68%)$281,200 (+24.98%) Land $14,900 Building $266,300$281,200 (+24.98%) Land $14,900 Building $266,300
2022$3,890.00$225,000 Land $14,900 Building $210,100$225,000 Land $14,900 Building $210,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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