4811 David St, McHenry, IL 60051 Property Records

McHenry County property record for 4811 David St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 ba · 976 sqft · built 1963
Lot Size0.26 acres (11,352 sqft)
OwnerIndividual Name on Record
Last Sale$104,500 (Jul 2001)
Deeds & MortgagesMar 2023 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-08-106-003

Property Details

APN / Parcel Number

Primary APN10-08-106-003

Interior

Full Baths4 Baths
Half Baths3 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area976 sqft Living Area
Gross Area1,952 sqft
1st Floor Area976 sqft

Exterior

Year BuiltBuilt 1963
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area11,352 sqft
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area164 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4811 DAVID ST
CityMCHENRY
StateIL
Zip60051-7966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0010584 LT 399 PISTAKEE HILLS UNIT 3 MEMO: TODI RECORDED AS DOC 2016R0040646
Legal Range09E
Legal Township45N
Legal Section08
Legal SubdivisionPISTAKEE HILLS 03
Legal Block106
Legal Lot Number399
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3009
Census Tract870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4811 DAVID ST, MCHENRY, IL 60051-7966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jul 20, 2021Deed of Trust, Mortgage · VA Mortgage
HOME STATE BANK NA
Feb 25, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2001 · Amount on Record
Deed SaleJul 30, 2001 · Amount on Record
Prior SaleJul 30, 2001 · Amount on Record
Deed Document Number0000053971
Last Transfer DateFeb 25, 2021
Transfer Doc0000010584
Record UpdatedJun 7, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4811 DAVID ST, MCHENRY, IL 60051-7966
Transaction TypeMortgage
Record UpdatedApr 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4811 DAVID ST, MCHENRY, IL 60051-7966

Mortgage

Document Number0000006405
DateMar 24, 2023
Instrument2023R0006405
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 1, 2063
Interest
Rate TypeAdjustable Rate
Rate8.5%
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4811 DAVID ST, MCHENRY, IL 60051-7966
Transaction TypeMortgage
Record UpdatedJul 30, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039656
DateJul 20, 2021
Instrument2021R0039656
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateFeb 25, 2021
Property Address4811 DAVID ST, MCHENRY, IL 60051-7966
Document Number0000010584
Map ReferenceDOC3618205 MB14 PG40
Instrument DateFeb 25, 2021
Instrument2021R0010584
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4811 DAVID ST, 4811, MCHENRY, IL 60051-7966

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4811 DAVID ST, MCHENRY, IL 60051-7966

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$49,799 Land $14,628 Building $35,171$149,397 Land $43,884 Building $105,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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