4803 David St, McHenry, IL 60051 Property Records

McHenry County property record for 4803 David St, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details2 bd · 908 sqft · built 1965
Lot Size0.313 acres (13,640 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (May 2018)
Deeds & MortgagesNov 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-08-106-006

Property Details

APN / Parcel Number

Primary APN10-08-106-006

Interior

Bedrooms2 Beds
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area908 sqft Living Area
Gross Area1,816 sqft
1st Floor Area908 sqft

Exterior

Year BuiltBuilt 1965
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area13,640 sqft
Lot Dimensions110 ft deep x 124 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area76 sqft
Deck Area214 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4803 DAVID ST
CityMCHENRY
StateIL
Zip60051-7966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0014047 LT 397 PISTAKEE HILLS UNIT 3
Legal Range09E
Legal Township45N
Legal Section08
Legal SubdivisionPISTAKEE HILLS 03
Legal Block106
Legal Lot Number397
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3009
Census Tract870704

Owner

4803 David St is owned and occupied by two individuals who bought it in May 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record2 Individual Names on File
Mailing Address4803 DAVID ST, MCHENRY, IL 60051-7966
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
May 2, 2018Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2018 · Amount on File
Deed SaleMay 2, 2018 · Amount on File
Prior SaleOct 8, 2008 · Amount on File
Deed Document Number2018R0014047
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4803 DAVID ST, MCHENRY, IL 60051-7966
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048332
DateNov 12, 2020
Instrument2020R0048332
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressEAST ORANGE, NJ 7019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 2, 2018
Property Address4803 DAVID ST, MCHENRY, IL 60051-7966
Document Number0000014047
Instrument DateApr 27, 2018
Instrument14047
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4803 DAVID ST MCHENRY IL 600517966, MCHENRY, IL 60051-7966

Mortgage

Document Number14048
DateMay 2, 2018
Instrument14048
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$47,662 Land $14,628 Building $33,034$142,986 Land $43,884 Building $99,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4803 David St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4803 David St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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