McHenry County property record for 4804 David St, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 972 sqft · built 1965 |
| Lot Size | 0.368 acres (16,043 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Jan 2019) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-08-107-004 |
| Primary APN | 10-08-107-004 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 816 sqft |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,043 sqft |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4804 DAVID ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0001413 LT 404 PISTAKEE HILLS UNIT 3 MEMO: WILSON, JOSH/GRAVEDONI, ANNA MARIE |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 08 |
| Legal Subdivision | PISTAKEE HILLS UN 3 |
| Legal Block | 107 |
| Legal Lot Number | 404 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 870704 |
4804 David St is owned and occupied by an individual who bought it in January 2019.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4804 DAVID ST, MCHENRY, IL 60051-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 16, 2019 | Warranty Deed, Transfer · FHA Mortgage STC CAPITAL BANK |
| Sep 28, 2017 | Grant Deed, Foreclosure CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2019 · Amount on File |
| Deed Sale | Jan 16, 2019 · Amount on File |
| Prior Sale | Sep 28, 2017 · Amount on File |
| Deed Document Number | 2019R0001413 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4804 DAVID ST, MCHENRY, IL 60051-2808 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039165 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021R0039165 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate | 2.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4804 DAVID ST, MCHENRY, IL 60051-2808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031872 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020R0031872 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 16, 2019 |
| Property Address | 4804 DAVID ST, MCHENRY, IL 60051-2808 |
| Document Number | 0000001413 |
| Map Reference | MB 14 PG 40 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 2019R0001413 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | WHEATLAND TTILE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4804 DAVID ST, MCHENRY, IL 60051-2808 |
| Document Number | 0000001414 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2019R0001414 |
| Name | STC CAPITAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 4804 DAVID ST, MCHENRY, IL 60051-2808 |
| Document Number | 0000035967 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 35967 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 9, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $148.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4804 DAVID ST MCHENRY IL 600512808, MCHENRY, IL 60051-2808 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $49,655 Land $14,628 Building $35,027 | $148,965 Land $43,884 Building $105,081 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4804 David St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4804 David St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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