4810 Ledgestone Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 4810 Ledgestone Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 800 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	Trust Name on File
Last Sale	$204,000 (Jun 2008)
Tax Bill	$7,505 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Apr 2017 Transfer
APN	`17-04-0-205-003`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-205-003`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	800 sqft Living Area
Upper Floors Area	49 sqft
Basement Area	1,463 sqft
Unfinished Basement	1,490 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	385 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	350 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4810 LEDGESTONE DR
City	SMITHTON
State	IL
Zip	62285-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEDGESTONE ESTATES LOT 30 A02531910
Legal Subdivision	LEDGESTONE ESTATES
Legal Block	205
Legal Lot Number	30
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	4
Census Block	4035
Census Tract	504001

Owner

4810 Ledgestone Dr is owner-occupied and held in a trust since March 2017.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Trust Name on File
Mailing Address	4810 LEDGESTONE DR, SMITHTON, IL 62285-3042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Apr 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2008 · Amount on File
Deed Sale	Jun 2, 2008 · Amount on File
Prior Sale	Feb 23, 2007 · Amount on File
Deed Document Number	20082107392
Last Transfer Date	Mar 24, 2017
Transfer Doc	00A2531910
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4810 LEDGESTONE DR, SMITHTON, IL 62285-3042
Document Number	00A2634822
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4810 LEDGESTONE DR SMITHTON IL 622853042, SMITHTON, IL 62285-3042

Mortgage

Document Number	00A2634822
Date	Dec 2, 2019
Instrument	2634822

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 3, 2017
Property Address	4810 LEDGESTONE DR, SMITHTON, IL 62285-3042
Document Number	00A2531910
Instrument Date	Mar 24, 2017
Instrument	2531910
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4810 LEDGESTONE DR SMITHTON IL 622853042, SMITHTON, IL 62285-3042

Tax Assessment & Valuation

The 2025 property tax bill for 4810 Ledgestone Dr was $7,505 with exemptions applied, up 5.6% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,505.00 (+5.64%) Homeowner's exemption Senior Citizen's exemption	$104,462 (+6.76%) Land $19,317 Building $85,145	$313,386 (+6.76%) Land $57,951 Building $255,435
2024	$7,104.00	$97,846 Land $18,882 Building $78,964	$293,538 Land $56,646 Building $236,892
2022		$84,917 Land $16,387 Building $68,530	$254,751 Land $49,161 Building $205,590
2019	$6,185.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4810 Ledgestone Dr; there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4810 Ledgestone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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