4807 Ledgestone Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 4807 Ledgestone Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,258 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2022)
Tax Bill	$7,645 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2022 Sale & Mortgage
APN	`17-04-0-202-002`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-202-002`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,258 sqft Living Area
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Mixed
Garage Area	372 sqft
Driveway	Driveway
Driveway Area	612 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4807 LEDGESTONE DR
City	SMITHTON
State	IL
Zip	62285-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEDGESTONE ESTATES LOT 48 A02752556
Legal Subdivision	LEDGESTONE ESTATES
Legal Block	202
Legal Lot Number	48
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	4
Census Block	4034
Census Tract	504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4807 LEDGESTONE DR, SMITHTON, IL 62285-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	May 16, 2007 · Amount on Record
Deed Document Number	20222752556
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4807 LEDGESTONE DR, SMITHTON, IL 62285-3038
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02689159
Date	Feb 26, 2021
Instrument	A02689159

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate	2.75%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 11, 2022
Property Address	4807 LEDGESTONE DR, SMITHTON, IL 62285-3038
Document Number	0A02752556
Map Reference	DOC A02027231
Instrument Date	Jul 5, 2022
Instrument	A02752556
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1312 WOODBRIDGE CROSSING DR, CHESTERFIELD, MO 63005-4613

Mortgage

Document Number	0A02752557
Date	Jul 11, 2022
Instrument	A02752557

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,645.00 (+26.45%)	$101,202 (+21.75%) Land $19,840 Building $81,362	$303,606 (+21.75%) Land $59,520 Building $244,086
2022		$83,120 Land $16,831 Building $66,289	$249,360 Land $50,493 Building $198,867
2019	$6,046.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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