4806 Ledgestone Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 4806 Ledgestone Dr, Smithton, IL 62285

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,604 sqft · built 2007
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Aug 2007)
Tax Bill$6,239 (2025)
Deeds & MortgagesFeb 2021 Mortgage
APN17-04-0-205-002

Property Details

APN / Parcel Number

Primary APN17-04-0-205-002

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,604 sqft Living Area
Upper Floors Area18 sqft
Basement Area1,604 sqft
Unfinished Basement1,556 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Garage TypeMixed
Garage Area400 sqft
DrivewayDriveway
Driveway Area612 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4806 LEDGESTONE DR
CitySMITHTON
StateIL
Zip62285-3042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEDGESTONE ESTATES LOT 29 A02062764
Legal SubdivisionLEDGESTONE ESTATES
Legal Block205
Legal Lot Number29
JurisdictionST CLAIR IL
Township / Civil DivisionPRAIRIE DU LONG
Census Block Group4
Census Block4035
Census Tract504001

Owner

4806 Ledgestone Dr is owned and occupied by two individuals who bought it in August 2007.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4806 LEDGESTONE DR, SMITHTON, IL 62285-3042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2007 · Amount on File
Deed SaleAug 27, 2007 · Amount on File
Prior SaleFeb 23, 2007 · Amount on File
Deed Document Number20072062764
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address4806 LEDGESTONE DR, SMITHTON, IL 62285-3042
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02688487
DateFeb 22, 2021
InstrumentA02688487
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4806 Ledgestone Dr was $6,239 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionPrairie Du Long Township
MunicipalitySmithton Village
Secondary School DistrictFreeburg Community High School District 77 (09 - 12)
Elementary School DistrictSmithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,239.00$83,694 Land $19,317 Building $64,377$251,082 Land $57,951 Building $193,131
2022$68,439 Land $16,387 Building $52,052$205,317 Land $49,161 Building $156,156
2019$4,874.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4806 Ledgestone Dr; there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2015–2017)
Most Recent ClaimMay 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4806 Ledgestone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTON
serves 4,381 people · EPA ID IL1631300
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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