Hardin County property record for 481 Wagon Wheel Trl, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,589 sqft · built 1988 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,900 (Feb 2000) |
| Tax Bill | $1,341 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-09-298 |
| Primary APN | 180-20-09-298 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,589 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.219 acres) |
| Patio Area | 323 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 481 WAGON WHEEL TRL |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 298 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 298 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
481 Wagon Wheel Trl is owned and occupied by two individuals who bought it in February 2000.
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 WAGON WHEEL TRL, RADCLIFF, KY 40160-9046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2000 · Amount on File |
| Deed Sale | Feb 28, 2000 · Amount on File |
| Deed Document Number | 0000959246 |
| Record Updated | Jun 8, 2026 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,341.00 (+30.45%) | $140,500 (+33.05%) Land $18,000 Building $122,500 | $140,500 (+33.05%) Land $18,000 Building $122,500 |
| 2023 | $105,600 (-) Land $14,000 Building $91,600 | $105,600 (-) Land $14,000 Building $91,600 | |
| 2022 | $105,600 Land $14,000 Building $91,600 | $105,600 Land $14,000 Building $91,600 | |
| 2021 | $1,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Wagon Wheel Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Wagon Wheel Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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