469 Wagon Wheel Trl, Radcliff, KY 40160 Property Records

Hardin County property record for 469 Wagon Wheel Trl, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,510 sqft · built 1988
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2021)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`180-20-09-281`

Property Details

APN / Parcel Number

Primary APN	`180-20-09-281`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1988
Architectural Style	Raised Ranch
Exterior Material	Frame/Masonry
Lot Area	9,583 sqft (0.219 acres)
Patio Area	94 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	469 WAGON WHEEL TRL
City	RADCLIFF
State	KY
Zip	40160-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 281 #14
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	281
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2025
Census Tract	600

Owner

469 Wagon Wheel Trl is owned and occupied by an individual who bought it in March 2021.

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	469 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 18, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	0001507866
Deed Book / Page	1507 / 866
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 15, 2021
Property Address	469 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044
Document Number	1507/866
Book / Page	1507 / 866
Map Reference	CAB A SH 704
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 292, LEITCHFIELD, KY 42755-0292

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	469 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044

Mortgage

Document Number	02367/1409
Date	Mar 15, 2021
Book Page	2367/1409

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 18, 2019
Property Address	469 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044
Document Number	1483/660
Book / Page	1483 / 660
Instrument Date	Aug 23, 2019
Instrument	20190-00016426
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 297, LEITCHFIELD, KY 42755-0297

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,427.00 (+56.13%)	$150,000 (-) Land $18,000 Building $132,000	$150,000 (-) Land $18,000 Building $132,000
2023		$150,000 (-) Land $14,000 Building $136,000	$150,000 (-) Land $14,000 Building $136,000
2022		$150,000 Land $14,000 Building $136,000	$150,000 Land $14,000 Building $136,000
2021	$914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 469 Wagon Wheel Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 469 Wagon Wheel Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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