465 Wagon Wheel Trl, Radcliff, KY 40160 Property Records

Hardin County property record for 465 Wagon Wheel Trl, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2026)
Tax Bill	$879 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2010 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-20-09-280`

Property Details

APN / Parcel Number

Primary APN	`180-20-09-280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area
Basement Area	1,450 sqft
Finished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Patio Area	94 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	465 WAGON WHEEL TRL
City	RADCLIFF
State	KY
Zip	40160-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 280 #14
Legal Subdivision	WHISPERING HILLS
Legal Block	9
Legal Lot Number	280
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2025
Census Tract	600

Owner

465 Wagon Wheel Trl is owned and occupied by an individual who bought it in March 2026.

Source: Hardin County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	465 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed, Transfer · Conventional Mortgage CITIBANK NA
May 17, 2010	Deed, Transfer · VA Mortgage USAA FSB
Aug 24, 2007	Deed, Transfer
Aug 24, 2007	Deed, Transfer SOUTH CENTRAL BANK FSB OF ELIZABETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on File
Deed Sale	Mar 10, 2026 · Amount on File
Prior Sale	May 17, 2010 · Amount on File
Deed Book / Page	1597 / 1395
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 10, 2026
Property Address	465 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044
Document Number	01597/1395
Book / Page	1597 / 1395
Map Reference	CAB 1 SH 704
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3555 MIDDLEBORO RD, PITTSBURGH, PA 15234-2356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044

Mortgage

Document Number	0002604845
Date	Mar 10, 2026
Instrument	2604/845

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 17, 2010
Property Address	465 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044
Document Number	001328/118
Book / Page	1328 / 118
Map Reference	CAB1 PG704
Instrument Date	May 7, 2010
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	468 GREENSBURG RD, HODGENVILLE, KY 42748-8723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044

Mortgage

Document Number	0001926053
Date	May 17, 2010
Instrument	1926/053

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2040

August 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Aug 24, 2007
Property Address	465 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044
Document Number	001237/299
Book / Page	1237 / 299
Map Reference	CAB1 SH704
Instrument Date	Aug 23, 2007
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	468 GREENSBURG RD, HODGENVILLE, KY 42748-8723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 LACON SKAGGS RD, BIG CLIFTY, KY 42712-6833

August 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Aug 24, 2007
Property Address	465 WAGON WHEEL TRL, RADCLIFF, KY 40160-9044
Document Number	001237/295
Book / Page	1237 / 295
Map Reference	CAB1 SH704
Instrument Date	Jun 15, 2007
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 GREENSBURG RD, HODGENVILLE, KY 42748-8723

Mortgage

Document Number	0172400285
Date	Aug 24, 2007
Instrument	01724_00285

Lender

Name	SOUTH CENTRAL BANK FSB OF ELIZABETH

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 23, 2008

Tax Assessment & Valuation

The 2025 property tax bill for 465 Wagon Wheel Trl was $879 with a homeowner's exemption.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00 Homeowner's exemption Additional exemption filed	$138,700 Land $18,000 Building $120,700	$138,700 Land $18,000 Building $120,700
2023		$106,700 (-) Land $14,000 Building $92,700	$106,700 (-) Land $14,000 Building $92,700
2022		$106,700 Land $14,000 Building $92,700	$106,700 Land $14,000 Building $92,700
2021	$1,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Wagon Wheel Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Wagon Wheel Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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