Kane County property record for 478 North St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 798 sqft · built 1890 |
| Lot Size | 0.76 acres (3,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,500 (Nov 1994) |
| Tax Bill | $3,049 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-251-017 |
| Primary APN | 06-13-251-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 798 sqft Living Area |
| Gross Area | 1,596 sqft |
| 1st Floor Area | 798 sqft |
| Basement Area | 798 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 3,312 sqft (0.76 acres) |
| Street Address | 478 NORTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURRITTS ADDN LOT 9 |
| Legal Subdivision | BURRITTS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
478 North St is owned and occupied by two individuals who acquired it in August 1997.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 478 NORTH ST, ELGIN, IL 60120-5648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1994 · Amount on File |
| Deed Sale | Nov 1, 1994 · Amount on File |
| Deed Document Number | 199481174 |
| Deed Book / Page | 991 / 395 |
| Last Transfer Date | Aug 21, 1997 |
| Transfer Doc | 0000059114 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 478 North St was $3,049 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,049.00 Homeowner's exemption | $47,973 (+8.57%) Land $11,362 Building $36,611 | $143,977 (+8.57%) Land $34,100 Building $109,877 |
| 2024 | $44,186 Land $10,465 Building $33,721 | $132,611 Land $31,408 Building $101,203 | |
| 2022 | $2,635.00 (+5.4%) Homeowner's exemption | $36,398 (+6.96%) Land $8,620 Building $27,778 | $109,194 (+6.96%) Land $25,860 Building $83,334 |
| 2021 | $2,500.00 Homeowner's exemption | $34,029 Land $8,059 Building $25,970 | $102,087 Land $24,177 Building $77,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 478 North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 478 North St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures