San Diego County property record for 481 Lexington Cir, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,966 sqft · built 1999 |
| Lot Size | 0.151 acres (6,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Apr 1999) |
| Tax Bill | $5,350 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jan 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-621-41-00 |
| Primary APN | 160-621-41-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,966 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 6,574 sqft (0.151 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 481 LEXINGTON CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-7355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-B |
| Legal Description | LOT 41 TR 013556 |
| Legal Subdivision | IVEY RANCH |
| Legal Tract | 013556 |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18523 |
481 Lexington Cir is owned and occupied by two individuals who bought it in April 1999.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 LEXINGTON CIR, OCEANSIDE, CA 92057-7355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 4, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 19, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 1999 · Amount on File |
| Deed Sale | Apr 8, 1999 · Amount on File |
| Deed Document Number | 1999237696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 481 LEXINGTON CIR, OCEANSIDE, CA 92057-7355 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000132108 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2018-0132108 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 481 LEXINGTON CIR, OCEANSIDE, CA 92057-7355 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000017346 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 2018-0017346 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 481 LEXINGTON CIR, OCEANSIDE, CA 92057-7355 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000090238 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020-0090238 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 481 LEXINGTON CIR, OCEANSIDE, CA 92057-7355 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 481 LEXINGTON CIR, OCEANSIDE, CA 92057-7355 |
| Document Number | 0000626955 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-0626955 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 481 LEXINGTON CIR, OCEANSIDE, CA 92057-7355 |
| Document Number | 0000394060 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 481 LEXINGTON CIR OCEANSIDE CA 920577355, OCEANSIDE, CA 92057-7355 |
| Document Number | 0000394060 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 394060 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 481 Lexington Cir was $5,350 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $490,730 (+2%) Land $145,501 Building $345,229 | |
| 2025 | $5,350.00 Homeowner's exemption | $481,109 Land $142,649 Building $338,460 |
| 2023 | $5,083.00 (+1.56%) Homeowner's exemption | $462,428 Land $137,110 Building $325,318 |
| 2022 | $5,005.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 481 Lexington Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Lexington Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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