476 Lexington Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 476 Lexington Cir, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,966 sqft · built 1999
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$518,000 (Mar 2014)
Tax Bill	$7,064 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Nov 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-621-85-00`

Property Details

APN / Parcel Number

Primary APN	`160-621-85-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,966 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	6,300 sqft (0.145 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	476 LEXINGTON CIR
City	OCEANSIDE
State	CA
Zip	92057-7354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-B
Legal Description	LOT 85 TR 013556
Legal Subdivision	IVEY RANCH
Legal Tract	013556
Legal Block	2
Legal Lot Number	85
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18523

Owner

476 Lexington Cir is owned and occupied by two individuals who acquired it in July 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	476 LEXINGTON CIR, OCEANSIDE, CA 92057-7354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 24, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2014 · Amount on File
Deed Sale	Mar 6, 2014 · Amount on File
Prior Sale	Dec 4, 1998 · Amount on File
Deed Document Number	201490494
Last Transfer Date	Jul 20, 2018
Transfer Doc	0000350145
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 LEXINGTON CIR, OCEANSIDE, CA 92057-7354
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366725
Date	Aug 14, 2017
Instrument	2017-0366725

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 LEXINGTON CIR, OCEANSIDE, CA 92057-7354
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 LEXINGTON CIR, OCEANSIDE, CA 92057-7354

Mortgage

Document Number	0000771278
Date	Nov 5, 2021
Instrument	2021-0771278

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	867 Months
Due	Feb 11, 2094

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 LEXINGTON CIR, OCEANSIDE, CA 92057-7354
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 LEXINGTON CIR, OCEANSIDE, CA 92057-7354

Mortgage

Document Number	0000771277
Date	Nov 5, 2021
Instrument	2021-0771277

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	867 Months
Due	Feb 11, 2094

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2018
Property Address	476 LEXINGTON CIR, OCEANSIDE, CA 92057-7354
Document Number	0000350145
Map Reference	MAP 13556
Instrument Date	Jul 20, 2018
Instrument	2018-0350145
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	476 LEXINGTON CIR, OCEANSIDE, CA 92057-7354

Mortgage

Document Number	0000350146
Date	Aug 24, 2018
Instrument	2018-0350146

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.53%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 476 Lexington Cir was $7,064 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,185 (+2%) Land $350,099 Building $297,086
2025	$7,064.00 Homeowner's exemption	$634,496 Land $343,235 Building $291,261
2023	$6,713.00 (+1.56%) Homeowner's exemption	$609,858 Land $329,907 Building $279,951
2022	$6,610.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 476 Lexington Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 476 Lexington Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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