478 Lexington Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 478 Lexington Cir, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 1999
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jun 2004)
Tax Bill	$8,234 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-621-86-00`

Property Details

APN / Parcel Number

Primary APN	`160-621-86-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,938 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	6,900 sqft (0.158 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	478 LEXINGTON CIR
City	OCEANSIDE
State	CA
Zip	92057-7354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-B
Legal Description	LOT 86 TR 013556
Legal Subdivision	IVEY RANCH
Legal Tract	013556
Legal Block	2
Legal Lot Number	86
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18523

Owner

478 Lexington Cir is owned and occupied by an individual who acquired it in October 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	478 LEXINGTON CIR, OCEANSIDE, CA 92057-7354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2004 · Amount on File
Deed Sale	Jun 3, 2004 · Amount on File
Prior Sale	Dec 7, 1998 · Amount on File
Deed Document Number	2004517743
Last Transfer Date	Oct 30, 2013
Transfer Doc	0000661106
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	478 LEXINGTON CIR, OCEANSIDE, CA 92057-7354
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431015
Date	Sep 30, 2019
Instrument	2019-0431015

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	478 LEXINGTON CIR, OCEANSIDE, CA 92057-7354
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000433583
Date	Aug 5, 2020
Instrument	2020-0433583

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 478 Lexington Cir was $8,234.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$746,826 (+2%) Land $435,046 Building $311,780
2025	$8,234.00	$732,183 Land $426,516 Building $305,667
2023	$7,828.00 (+1.53%)	$703,753 Land $409,954 Building $293,799
2022	$7,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 478 Lexington Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Lexington Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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