481 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 481 High St, Cumberland, RI 02864

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,808 sqft · built 1890
Lot Size0.135 acres (5,881 sqft)
Owner2 Individual Names on File
Last Sale$224,700 (Jul 2024)
Tax Bill$4,848 (2026)
Deeds & MortgagesMay 2019 Sale
Flood ZoneZone X (minimal risk)
APN8641-17

Property Details

APN / Parcel Number

Primary APN8641-17
Alternative APN
  • CUMB M:007 B:0525 L:000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,808 sqft Living Area
Gross Area2,835 sqft
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,881 sqft (0.135 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8641-17
Street Address481 HIGH ST
CityCUMBERLAND
StateRI
Zip02864-7622
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code110
Legal Block525
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1020
Census Tract11200

Owner

481 High St, a duplex, is owned and occupied by two individuals who bought it in July 2024.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address481 HIGH ST, CUMBERLAND, RI 02864-7622
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2024 · Amount on File
Deed SaleJul 5, 2024 · Amount on File
Prior SaleAug 30, 2002 · Amount on File
Deed Document Number2024144643
Deed Book / Page1981 / 243
Prior Transfer DateJun 27, 2024
Prior Transfer Doc001981-243
Record UpdatedOct 29, 2026

May 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCUMBERLAND RI
Recording DateMay 14, 2019
Property Address481 HIGH ST, CUMBERLAND, RI 02864-7622
Document Number1801-92
Book / Page001801 / 000092
Instrument DateApr 26, 2019
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 HIGH ST CUMBERLAND RI 028647622, CUMBERLAND, RI 02864-7622

Tax Assessment & Valuation

The 2026 property tax bill for 481 High St was $4,848, up 9.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,848.00 (+9.83%)$484,300 (+34.64%) Land $176,900 Building $307,400$493,025
2025$4,414.00$359,700 Land $89,900 Building $269,800
2023$4,180.00 (+33.63%)$359,700 (+72.35%) Land $89,900 Building $269,800
2022$3,128.00$208,700 Land $65,900 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 481 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on High St

Nearby Streets

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