471 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 471 High St, Cumberland, RI 02864

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,388 sqft · built 1900
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Apr 2021)
Tax Bill	$5,898 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0007-64`

Property Details

APN / Parcel Number

Primary APN	`1-0007-64`
Alternative APN	`CUMB M:007 B:0584 L:000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,388 sqft Living Area
Gross Area	4,988 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-0007-64
Street Address	471 HIGH ST
City	CUMBERLAND
State	RI
Zip	02864-7622
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	110
Legal Block	584
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1020
Census Tract	11200

Owner

471 High St, a triplex, is owned and occupied by an individual who bought it in April 2021.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	471 HIGH ST, CUMBERLAND, RI 02864-7622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE
Apr 8, 2021	Deed, Transfer
Aug 28, 2019	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Aug 28, 2019 · Amount on File
Deed Document Number	2021123562
Deed Book / Page	1886 / 171
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 26, 2021
Property Address	471 HIGH ST, CUMBERLAND, RI 02864-7622
Document Number	1886-171
Book / Page	1886 / 171
Instrument Date	Apr 23, 2021
Instrument	123562
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 HIGH ST # 471, 471, CUMBERLAND, RI 02864-7622

Mortgage

Document Number	123563
Date	Apr 26, 2021
Instrument	123563

Lender

Name	HOMESPIRE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 8, 2021
Property Address	471 HIGH ST, CUMBERLAND, RI 02864-7622
Document Number	1884-92
Book / Page	1884 / 92
Instrument Date	Apr 8, 2021
Instrument	123128
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 28, 2019
Property Address	471 HIGH ST, CUMBERLAND, RI 02864-7622
Document Number	1811-843
Book / Page	1811 / 843
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1811846
Date	Aug 28, 2019
Instrument	1811/846

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 471 High St was $5,898, up 16.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,898.00 (+16.13%)	$589,200 (+42.35%) Land $174,800 Building $414,400
2025	$5,079.00	$413,900 Land $88,800 Building $325,100
2023	$4,810.00 (+18.36%)	$413,900 (+52.67%) Land $88,800 Building $325,100
2022	$4,064.00	$271,100 Land $65,100 Building $206,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 471 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 471 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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