479 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 479 High St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 2006
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2023)
Tax Bill	$4,463 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-0012-88`

Property Details

APN / Parcel Number

Primary APN	`3-0012-88`
Alternative APNs	`CUMB M:007 B:0691 L:000` `3-0016-57` `8789-91`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	1,278 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,576 sqft (0.128 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3-0016-57
Street Address	479 HIGH ST
City	CUMBERLAND
State	RI
Zip	02864-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	691
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1020
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	479 HIGH ST, CUMBERLAND, RI 02864-7622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · FHA Mortgage NFM LENDING
Dec 28, 2022	Foreclosure Foreclosure Auction
Sep 15, 2017	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	2023140440
Deed Book / Page	1963 / 308
Prior Transfer Date	Nov 16, 2022
Prior Transfer Doc	001947-564
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 1, 2023
Property Address	479 HIGH ST, CUMBERLAND, RI 02864-7622
Document Number	001963-308
Book / Page	1963 / 308
Instrument Date	Sep 1, 2023
Instrument	140440
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 HIGH ST, CUMBERLAND, RI 02864-7622

Mortgage

Document Number	0000140441
Date	Sep 1, 2023
Instrument	140441

Lender

Name	NFM LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001963-321
Date	Sep 1, 2023
Book Page	1963/321
Instrument	140442

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

December 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 28, 2022
Property Address	479 HIGH ST, CUMBERLAND, RI 02864-7622
Document Number	001947-564
Book / Page	1947 / 564
Instrument Date	Nov 16, 2022
Instrument	136799
Transaction Type	Foreclosure
Record Updated	Jan 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MOUNT HOPE TER, NORTH ATTLEBORO, MA 02760-4212

September 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 15, 2017
Property Address	479 HIGH ST, CUMBERLAND, RI 02864-7622
Document Number	1753-422
Book / Page	001753 / 000422
Instrument Date	Sep 14, 2017
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	479 HIGH ST CUMBERLAND RI 028647622, CUMBERLAND, RI 02864-7622

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,463.00 (+9.23%)	$445,900 (+33.9%) Land $175,400 Building $270,500	$475,478
2025	$4,086.00 (+5.61%)	$333,000 (-) Land $89,100 Building $243,900
2023	$3,869.00 (-0.92%)	$333,000 (+27.83%) Land $89,100 Building $243,900
2022	$3,905.00	$260,500 Land $65,400 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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