481 Franklin St, Napa, CA 94559 Property Records

Napa County property record for 481 Franklin St, Napa, CA 94559

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,389 sqft · built 1900
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$379,000 (Mar 2001)
Tax Bill$7,927 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN005-051-006-000

Property Details

APN / Parcel Number

Primary APN005-051-006-000
Alternative APNs
  • 005-051-006
  • 00505106

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,389 sqft Living Area
Gross Area1,579 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Old Parcel Number005-051-006
Street Address481 FRANKLIN ST
CityNAPA
StateCA
Zip94559-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT5
Legal DescriptionNAPA ABAJO LOT 2 BLOCK 26
Legal SubdivisionNAPA ABAJO
Legal Block26
Legal Lot Number2
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group3
Census Block3007
Census Tract200202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Napa Abajo-Fuller Park Historic District
listed 1997 · 297 contributing resources · NRIS 97000042

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

481 Franklin St is owned by two individuals who bought it in March 2001.

Source: Napa County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address282 DRY CREEK RD, APTOS, CA 95003-5254
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2001 · Amount on File
Deed SaleMar 7, 2001 · Amount on File
Prior SaleAug 7, 1998 · Amount on File
Deed Document Number20016279
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address481 FRANKLIN ST, NAPA, CA 94559-3324
Transaction TypeMortgage
Record UpdatedFeb 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 DRY CREEK RD, APTOS, CA 95003-5254

Mortgage

Document Number0000002775
DateFeb 9, 2022
Instrument2022-0002775
Lender
NameBANK OF STOCKTON
TypeBank
AddressSTOCKTON, CA 95201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 481 Franklin St was $7,927, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,927.00 (+2.14%)$630,239 (+2%) Land $276,645 Building $353,594$630,239 Land $276,645 Building $353,594
2025$7,761.00$617,882 Land $271,221 Building $346,661
2023$7,391.00 (+1.34%)$593,890 Land $260,690 Building $333,200
2022$7,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Franklin St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims24 (1983–2006)
Claims Outside the SFHA2 of 24
Most Recent ClaimFeb 2006 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 6 claims
  • Severe Storms & Flooding, Feb 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 481 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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