482 Franklin St, Napa, CA 94559 Property Records

Napa County property record for 482 Franklin St, Napa, CA 94559

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,082 sqft · built 1910
Lot Size0.16 acres (6,970 sqft)
OwnerTrust Name on File
Tax Bill$3,825 (2026)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN005-052-018-000

Property Details

APN / Parcel Number

Primary APN005-052-018-000
Alternative APNs
  • 005-052-018
  • 00505218

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,082 sqft Living Area
Gross Area2,442 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Old Parcel Number005-052-018
Street Address482 FRANKLIN ST
CityNAPA
StateCA
Zip94559-3325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT5
Legal SubdivisionNAPA ABAJO
Legal Block20
Legal Lot Number1,2
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group3
Census Block3006
Census Tract200202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Napa Abajo-Fuller Park Historic District
listed 1997 · 297 contributing resources · NRIS 97000042

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

482 Franklin St is owner-occupied and held in a trust since July 2020.

Source: Napa County records, as of October 21, 2026

Owner of RecordTrust Name on File
Mailing Address482 FRANKLIN ST, NAPA, CA 94559-3325
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 22, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Sep 5, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Sep 1, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 17, 2020
Transfer Doc0000017549
Record UpdatedOct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNAPA CA
Recording DateJul 22, 2020
Property Address482 FRANKLIN ST, NAPA, CA 94559-3325
Document Number0000017547
Map ReferenceMB D PG 110
Instrument DateJul 17, 2020
Instrument2020-0017547
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address482 FRANKLIN ST, NAPA, CA 94559-3325

Mortgage

Document Number0000017548
DateJul 22, 2020
Instrument2020-0017548
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNAPA CA
Recording DateJul 22, 2020
Property Address482 FRANKLIN ST, NAPA, CA 94559-3325
Document Number0000017549
Instrument DateJul 17, 2020
Instrument17549
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address482 FRANKLIN ST NAPA CA 945593325, NAPA, CA 94559-3325

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNAPA CA
Recording DateSep 5, 2017
Property Address482 FRANKLIN ST, NAPA, CA 94559-3325
Document Number0000019952
Instrument DateAug 28, 2017
Instrument19952
Transaction TypeTransfer
Record UpdatedSep 13, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address482 FRANKLIN ST NAPA CA 945593325, NAPA, CA 94559-3325

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNAPA CA
Recording DateSep 1, 2017
Property Address482 FRANKLIN ST, NAPA, CA 94559-3325
Document Number0000019921
Map ReferenceDD D PG110
Instrument DateAug 28, 2017
Instrument2017-0019921
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address482 FRANKLIN ST, NAPA, CA 94559-3325

Mortgage

Document Number0000019922
DateSep 1, 2017
Instrument2017-0019922
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 482 Franklin St was $3,825 with a homeowner's exemption, up 2.3% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,825.00 (+2.27%) Homeowner's exemption$273,296 (+2%) Land $69,687 Building $203,609$273,296 Land $69,687 Building $203,609
2025$3,740.00 Homeowner's exemption$267,938 Land $68,321 Building $199,617
2023$3,580.00 (+1.24%) Homeowner's exemption$257,535 Land $65,669 Building $191,866
2022$3,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 482 Franklin St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims24 (1983–2006)
Claims Outside the SFHA2 of 24
Most Recent ClaimFeb 2006 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 6 claims
  • Severe Storms & Flooding, Feb 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 482 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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