Napa County property record for 442 Franklin St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,443 sqft · built 2024 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Oct 2021) |
| Tax Bill | $21,539 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-052-014-000 |
| Primary APN | 005-052-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,443 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 284 sqft |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 005-052-014 |
|---|---|
| Street Address | 450 FRANKLIN ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT5 |
| Legal Subdivision | NAPA ABAJO |
| Legal Block | 20 |
| Legal Lot Number | 3 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 200202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Napa Abajo-Fuller Park Historic District listed 1997 · 297 contributing resources · NRIS 97000042 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
442 Franklin St is owned and occupied by two individuals who bought it in October 2021.
Source: Napa County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 FRANKLIN ST, NAPA, CA 94559-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 8, 2021 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Aug 3, 2017 | Quit Claim Deed, Transfer OTHER |
| Aug 3, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jun 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RAGSDALE G & S TRUST (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on File |
| Deed Sale | Oct 8, 2021 · Amount on File |
| Prior Sale | Aug 3, 2017 · Amount on File |
| Deed Document Number | 202131492 |
| Prior Transfer Date | Aug 1, 2017 |
| Prior Transfer Doc | 0000017488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 442 FRANKLIN ST, NAPA, CA 94559-3325 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1947 OAK CIR, YOUNTVILLE, CA 94599-1308 |
| Document Number | 0000018006 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022-0018006 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Oct 8, 2021 |
| Property Address | 442 FRANKLIN ST, NAPA, CA 94559-3325 |
| Document Number | 0000031492 |
| Map Reference | MB D PG 110 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021-0031492 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1947 OAK CIR, YOUNTVILLE, CA 94599-1308 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Aug 3, 2017 |
| Property Address | 442 FRANKLIN ST, NAPA, CA 94559-3325 |
| Document Number | 0000017488 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 17488 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Aug 3, 2017 |
| Property Address | 442 FRANKLIN ST, NAPA, CA 94559-3325 |
| Document Number | 0000017487 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 17487 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $368.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 10 GOLTRA DR BASKING RIDGE NJ 079202448, BASKING RIDGE, NJ 07920-2448 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 442 FRANKLIN ST, NAPA, CA 94559-3325 |
| Document Number | 0000014798 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 436 FRANKLIN ST NAPA CA 945593325, NAPA, CA 94559-3325 |
| Document Number | 0000014798 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 14798 |
| Name | RAGSDALE G & S TRUST (PT) |
|---|---|
| Address | 325 DIOGENES DR, ANGWIN, CA 94508-9796 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 442 Franklin St was $21,539, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,539.00 (+2.09%) | $1,837,864 (+2%) Land $562,864 Building $1,275,000 | $1,837,864 Land $562,864 Building $1,275,000 |
| 2025 | $21,099.00 | $1,801,828 Land $551,828 Building $1,250,000 | |
| 2023 | $6,648.00 (+14.19%) | $530,400 Land $530,400 | |
| 2022 | $5,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 442 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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