481 Bentley St, Oviedo, FL 32765 Property Records

Seminole County property record for 481 Bentley St, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,599 sqft · built 1992
Lot Size	0.23 acres (10,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,200 (Nov 1992)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-21-31-514-0000-0140`

Property Details

APN / Parcel Number

Primary APN	`09-21-31-514-0000-0140`
Alternative APN	`21310951400000140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,599 sqft Living Area
Gross Area	2,999 sqft
1st Floor Area	2,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,004 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	481 BENTLEY ST
City	OVIEDO
State	FL
Zip	32765-8166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 BENTLEY WOODS PB 41 PGS 79 TO 82
Legal Range	31E
Legal Township	21S
Legal Section	09
Legal Subdivision	BENTLEY WOODS
Legal Tract	514
Legal Lot Number	14
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1034
Census Tract	21313

Owner

Source: Seminole County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 BENTLEY ST, OVIEDO, FL 32765-8166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1992 · Amount on Record
Deed Sale	Nov 1, 1992 · Amount on Record
Deed Book / Page	2515 / 1160
Last Transfer Date	Feb 5, 2026
Transfer Doc	0109910308
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Mar 2, 2026
Property Address	481 BENTLEY ST, OVIEDO, FL 32765-8166
Document Number	0109910308
Book / Page	10991 / 308
Map Reference	MB 41 PG 79-82
Instrument Date	Feb 5, 2026
Instrument	2026019845
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 BENTLEY ST, OVIEDO, FL 32765-8166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	481 BENTLEY ST, OVIEDO, FL 32765-8166

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,835.00 (+12.32%) Homeowner's exemption	$207,009 (+5.99%)	$477,052 (+9.17%) Land $125,000 Building $352,052
2023	$2,524.00 (+3.06%) Homeowner's exemption	$195,316 (+3%)	$436,961 (+3.14%) Land $115,000 Building $321,961
2022	$2,449.00 Homeowner's exemption	$189,627	$423,664 Land $105,000 Building $318,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 5 claims Tropical Storm Fay, Sep 2008 · 13 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20