Seminole County property record for 491 Bentley St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,312 sqft · built 1992 |
| Lot Size | 0.225 acres (9,827 sqft) |
| Owner | Company Name on Record |
| Last Sale | $13,000 (Sep 2015) |
| Tax Bill | $3,126 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-31-514-0000-0150 |
| Primary APN | 09-21-31-514-0000-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 2,312 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,827 sqft |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 317 sqft |
| Patio Area | 534 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 491 BENTLEY ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BENTLEY WOODS PB 41 PGS 79 TO 82 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 09 |
| Legal Subdivision | BENTLEY WOODS |
| Legal Tract | 514 |
| Legal Lot Number | 15 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 21313 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 491 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Jun 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MTG & INV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on Record |
| Deed Sale | Sep 1, 2015 · Amount on Record |
| Deed Document Number | 0008541192 |
| Deed Book / Page | 8541 / 192 |
| Last Transfer Date | Sep 4, 2015 |
| Transfer Doc | 0085410192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 491 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 491 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Document Number | 0104230615 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 10423/615 |
| Instrument | 2023034656 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 14, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 491 BENTLEY ST, OVIEDO, FL 32765-8166 |
| Document Number | 0089321089 |
| Book / Page | 008932 / 001089 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 491 BENTLEY ST OVIEDO FL 327658166, OVIEDO, FL 32765-8166 |
| Document Number | 0089321089 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 008932/001089 |
| Instrument | 59550 |
| Name | ADVANCE MTG & INV |
|---|---|
| Type | MERS |
| Address | SPANISH FORT, AL 36527 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 13, 2032 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,126.00 (+13.38%) Homeowner's exemption | $222,556 (+5.99%) | $497,351 (+8.72%) Land $125,000 Building $372,351 |
| 2023 | $2,757.00 (+2.99%) Homeowner's exemption | $209,984 (+3%) | $457,448 (+2.98%) Land $115,000 Building $342,448 |
| 2022 | $2,677.00 Homeowner's exemption | $203,868 | $444,194 Land $105,000 Building $339,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 40 (1992–2024) |
| Claims Outside the SFHA | 9 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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