453 Bentley St, Oviedo, FL 32765 Property Records

Seminole County property record for 453 Bentley St, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,041 sqft · built 1993
Lot Size0.23 acres (10,004 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Sep 2016)
Tax Bill$4,154 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN09-21-31-514-0000-0120

Property Details

APN / Parcel Number

Primary APN09-21-31-514-0000-0120
Alternative APN
  • 21310951400000120

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,041 sqft Living Area
Gross Area2,441 sqft
1st Floor Area2,041 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,004 sqft (0.23 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area272 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar

Location & Zoning

Street Address453 BENTLEY ST
CityOVIEDO
StateFL
Zip32765-8166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 12 BENTLEY WOODS PB 41 PGS 79 TO 82
Legal Range31E
Legal Township21S
Legal Section09
Legal SubdivisionBENTLEY WOODS
Legal Tract514
Legal Lot Number12
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1034
Census Tract21313

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address453 BENTLEY ST, OVIEDO, FL 32765-8166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2016 · Amount on Record
Deed SaleSep 23, 2016 · Amount on Record
Prior SaleFeb 9, 2004 · Amount on Record
Deed Document Number2016100134
Deed Book / Page8773 / 994
Prior Transfer DateSep 19, 2016
Prior Transfer Doc0087730994
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address453 BENTLEY ST, OVIEDO, FL 32765-8166
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 BENTLEY ST, OVIEDO, FL 32765-8166

Mortgage

Document Number0099811758
DateJul 8, 2021
Book Page9981/1758
Instrument2021090470
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateDec 13, 2017
Property Address453 BENTLEY ST, OVIEDO, FL 32765-8166
Document Number0090400252
Book / Page009040 / 000252
Instrument DateDec 4, 2017
Instrument125831
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 BENTLEY ST OVIEDO FL 327658166, OVIEDO, FL 32765-8166

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,154.00 (+12.15%) Homeowner's exemption$285,645 (+5.99%)$462,848 (+8.9%) Land $125,000 Building $337,848
2023$3,704.00 (+2.83%) Homeowner's exemption$269,510 (+3%)$425,018 (+3.13%) Land $115,000 Building $310,018
2022$3,602.00 Homeowner's exemption$261,660$412,102 Land $105,000 Building $307,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims40 (1992–2024)
Claims Outside the SFHA9 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 5 claims
  • Tropical Storm Fay, Sep 2008 · 13 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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