481 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 481 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,272 sqft · built 1925
Lot Size	0.237 acres (10,323 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Nov 2013)
Tax Bill	$5,947 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-209-007`

Property Details

APN / Parcel Number

Primary APN	`06-13-209-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	2,054 sqft
Basement Area	782 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	10,323 sqft (0.237 acres)
Lot Dimensions	174 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	481 ADDISON ST
City	ELGIN
State	IL
Zip	60120-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J H BECKERS ADDN LOT 8 BLOCK 1
Legal Subdivision	J H BECKERS ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-209-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	481 ADDISON ST, ELGIN, IL 60120-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2013 · Amount on Record
Deed Sale	Nov 15, 2013 · Amount on Record
Prior Sale	Jan 28, 2013 · Amount on Record
Deed Document Number	201381001
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	0000007027
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	481 ADDISON ST, ELGIN, IL 60120-4434
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007098
Date	Jan 27, 2021
Instrument	2021K007098

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	53087

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,947.00 (+15.84%) Homeowner's exemption
2024		$79,170 (+21.39%) Land $16,196 Building $62,974	$237,605 (+21.44%) Land $48,607 Building $188,998
2022	$5,134.00 (+4.69%) Homeowner's exemption	$65,218 (+6.96%) Land $13,342 Building $51,876	$195,654 (+6.96%) Land $40,026 Building $155,628
2021	$4,904.00 Homeowner's exemption	$60,974 Land $12,474 Building $48,500	$182,922 Land $37,422 Building $145,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA.

Based on FCC filings for 625 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.