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474 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 474 Addison St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,719 sqft · built 1900
Lot Size0.96 acres (4,200 sqft)
OwnerCompany Name on File
Last Sale$265,000 (Jan 2025)
Tax Bill$4,605 (2025)
Deeds & MortgagesFeb 2026 Transfer
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-13-206-018

Property Details

APN / Parcel Number

Primary APN06-13-206-018

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,719 sqft Living Area
Gross Area2,605 sqft
Basement Area886 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area4,200 sqft (0.96 acres)
Lot Dimensions140 ft deep x 30 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address474 ADDISON ST
CityELGIN
StateIL
Zip60120-5864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ H BECKERS ADDN EAST 1/2 OF LOT 11 BLOCK 4
Legal SubdivisionJ H BECKERS ADDN
Legal Block4
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1001
Census Tract851301

Owner

Source: Kane County records · APN 06-13-206-018

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address643 FAIRWAY DR, GLENVIEW, IL 60025-4065
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Quit Claim Deed, Transfer
Quitclaim
Mar 15, 2018Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2025 · Amount on Record
Deed SaleJan 23, 2025 · Amount on Record
Prior SaleJun 15, 2010 · Amount on Record
Deed Document Number20252792
Last Transfer DateNov 12, 2025
Transfer Doc0000006367
Record UpdatedSep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 17, 2026
Property Address474 ADDISON ST, ELGIN, IL 60120-5864
Document Number0000006367
Instrument DateNov 12, 2025
Instrument2026K006367
Transaction TypeTransfer
Record UpdatedFeb 26, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 FAIRWAY DR, GLENVIEW, IL 60025-4065

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address474 ADDISON ST, ELGIN, IL 60120-5864
Document Number0000013988
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 ADDISON ST ELGIN IL 601204435, ELGIN, IL 60120-4435

Mortgage

Document Number0000013988
DateMar 27, 2018
Instrument13988
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2048
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,605.00 (+4.68%)
2024$4,399.00 (+20.69%) Homeowner's exemption$62,975 (+31.09%) Land $11,735 Building $51,240$189,001 (+31.14%) Land $35,219 Building $153,782
2022$3,645.00 (+5.01%) Homeowner's exemption$48,039 (+6.96%) Land $9,667 Building $38,372$144,117 (+6.96%) Land $29,001 Building $115,116
2021$3,471.00 Homeowner's exemption$44,913 Land $9,038 Building $35,875$134,739 Land $27,114 Building $107,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Opiquad, T-Mobile USA.

Based on FCC filings for 625 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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