480 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 480 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,572 sqft · built 1900
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on Record
Last Sale	$54,600 (Feb 2017)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Feb 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-206-019`

Property Details

APN / Parcel Number

Primary APN	`06-13-206-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	2,400 sqft
Basement Area	828 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	480 ADDISON ST
City	ELGIN
State	IL
Zip	60120-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J H BECKERS ADDN LOT 12 BLOCK 4
Legal Subdivision	J H BECKERS ADDN
Legal Block	4
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

Source: Kane County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit ST CHARLES BK&TR
Feb 1, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Feb 1, 2017	Trustee's Deed, Foreclosure CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Feb 1, 2017
Deed Document Number	20176242
Prior Transfer Date	Jul 6, 1999
Prior Transfer Doc	0000073206
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	480 ADDISON ST, ELGIN, IL 60120-5862
Document Number	0000065759
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	480 ADDISON ST ELGIN IL 601204435, ELGIN, IL 60120-4435

Mortgage

Document Number	0000065759
Date	Dec 19, 2017
Instrument	65759

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2017
Property Address	480 ADDISON ST, ELGIN, IL 60120-5862
Document Number	0000006242
Instrument Date	Jan 23, 2017
Instrument	6242
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	938 DOVER ST PINGREE GROVE IL 601409180, PINGREE GROVE, IL 60140-9180

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2017
Property Address	480 ADDISON ST, ELGIN, IL 60120-5862
Document Number	0000006241
Instrument Date	Jan 13, 2017
Instrument	6241
Transaction Type	Foreclosure
Record Updated	May 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1 WALL ST NEW YORK NY 100052500, NEW YORK, NY 10005-2500

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,309.00 (+24.57%)	$69,595 (+8.57%) Land $16,668 Building $52,927	$208,869 (+8.57%) Land $50,024 Building $158,845
2024		$64,101 (+30.41%) Land $15,352 Building $48,749	$192,380 (+30.46%) Land $46,074 Building $146,306
2022	$4,262.00 (+3.98%)	$49,153 (+6.96%) Land $12,646 Building $36,507	$147,459 (+6.96%) Land $37,938 Building $109,521
2021	$4,099.00	$45,954 Land $11,823 Building $34,131	$137,862 Land $35,469 Building $102,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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